We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lost lease - do leasehold tenants sign a lease?

We purchased a leasehold apartment in 2005 and can not find a copy of our lease. We bought it from the first owners who purchased it from Barratt's Homes. We have a photocopy of the lease signed by the first owners. We are now in dispute with the Service Charge people who insist we agreed to pay for services we do not receive (i.e. cleaning of interior hallways, when we have an exterior door and no access to hallways).  (We had a mortgage but paid it off years ago & the bld society says they do not have a copy. The solicitors who acted for us do not have a copy.)  It is VERY unusual for us to misplace papers. We are careful people. So: (1) Would we have signed a lease in 2005? Or is it possible no lease was ever signed? (2) where can we get a copy? Many thanks.

Comments

  • greatcrested
    greatcrested Posts: 5,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 15 March 2020 at 5:47PM
    When you bought, you bought the existing lease. A new one was not created so no, you would not sign it.
    Your ownership of the existing lease was (and is) registered with the Land Registry. For £3 you can get a copy of the registration in your name here.
    The LR probably also have a copy of the original lease. For £6 you can apply for a paper copy here using form OC2.
  • bouicca21
    bouicca21 Posts: 6,726 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You have a photocopy of the original lease, that's what you bought; what else do you want? Read it, it will tell you just what you are and are not liable to pay for.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    We are now in dispute with the Service Charge people who insist we agreed to pay for services we do not receive (i.e. cleaning of interior hallways, when we have an exterior door and no access to hallways).
    It's entirely likely that the lease for all flats - whether you have internal or external access is the same, with you bearing a portion of the cost.

    If that's in the lease, then you agreed to it by buying the lease off the vendor.
  • greatcrested
    greatcrested Posts: 5,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    bouicca21 said:
    You have a photocopy of the original lease, that's what you bought; what else do you want? Read it, it will tell you just what you are and are not liable to pay for.
    Skim reading. I missed that! Save yourself the £6 virginia.

  • D.L
    D.L Posts: 137 Forumite
    100 Posts First Anniversary Name Dropper
    The photocopy that you have of the lease signed by the first owners is your lease - you bought it from them. What does it say?

    Obviously we can't see what it says here but I expect you'd be liable. Usually costs are shared jointly between all leaseholders with some variation for size of each property.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.