Credit balance on credit card

Hello,
British Airways recently cancelled my flight to Italy and will in due course refund my credit card with the appropriate amount. The credit card in question is a 0% interest for 24 months (thank's Martin) and is now nearing the end of the 0% interest period. The BA refund will mean that the card in question will be in credit by approx £500. I want to get rid of the card now that interest free period is ending, my question therefore is; how do I get the £500 out of the card without attracting fees, can I get a cash withdrawal from an ATM or will they simply do a bank transfer into my current account?

Thank you

Comments

  • molerat
    molerat Posts: 34,319 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Contact the card provider and ask for the credit balance to be paid to you.  Under no circumstances withdraw it as a cash.
  • Vortigern
    Vortigern Posts: 3,301 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Cash from ATM may have a fee. If you ring the CC company they will transfer to your bank FOC. 
  • Molerat/Vortigern,
    Thank you both very much for your quick response, thats exactly what I thought, good to get it confirmed.
  • As  Sirwolfe007 above I will be receiving a refund giving me a credit balance on one of my cards.  Can I pay this credit balance direct to one of my other credit cards or will that cost me a fee? .. any advice appreciated .. Thanks
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No.  You need to ask them to send you the balance.
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Ask them to refund it. 
    Is there any reason to not keep it as a daily driver?
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