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Leasehold ground rent renewal, what does this mean please

OnePound
OnePound Posts: 151 Forumite
Part of the Furniture 10 Posts
edited 13 March 2020 at 4:58PM in House buying, renting & selling
Hi, I will be getting some professional advise soon, but doing some initial research first.
I have an informal quote for lease extension, ground rent:
Current: £110 pa (although lease says: from 2029 £220 pa, from 2062 £330 pa)
New proposed: £200pa subject to review every 10 years in accordance with RPI 
What does the new proposed mean in practical terms, is it better or worse that current?
Thanks for any help.

Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    edited 13 March 2020 at 5:07PM
    Depends on inflation, but probably more expensive.

    It's probably better to go for a statutory extension - +90yrs, peppercorn ground rent.
  • ThePants999
    ThePants999 Posts: 1,748 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Going up with RPI is significantly worse than going up 50% after 33 years.
  • rachel230
    rachel230 Posts: 209 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Tàke Adrian's advice. Always do a formal lease extension which will give you a peppercorn ground rent.
    Don't accept RPI increases. Apart from working out expensive could also cause problems in future if selling.
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