Balance Transfer Cards

jack_tyler

Hi, I currently have 4 credit cards. I got them all on 0% balance transfers and on 2 of them that 0% offer has come to an end. I was hoping to have cleared the balance within the offer period, but unfortunately I wasn't able to do that, so I am now looking at transferring the balance of these 2 cards onto another card at 0%. The thing is, when I do an eligibility calculator the only card that seems to come up (that I have a 90% chance of acceptance) is MBNA, but I already have a card with them, so what I want to know is can you have 2 cards with the same company, but on different offers?

Willing2Learn

Hi,
According to MBNA website:

As an existing customer, you can apply for a second MBNA credit card.

A second card could give you additional flexibility by using it for something specific, like a planned purchase, or to consolidate existing credit card debt from another lender (although you can’t transfer balances between MBNA accounts).

So you can have a second account, but you cannot do a balance transfer between them
https://www.mbna.co.uk/understanding-credit/managing-credit/second-credit-card.html

coachman12

What Willing2Learn says 
plus........you have been skating on thin ice for some time by the sound of it. Did you use any of the 0% Cards to bring down your total debt SIGNIFICANTLY  or not at all ? Perhaps its time to consider a consolidation loan , because anyone with four 0% Cards is bound to run out of such Cards at some stage unless they use the 0% period to clear the debt ? You seem to be at that point.