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Reclaiming accommodation cost on credit card

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Newbie
If you gave paid for a holiday cottage on your credit card and nowmcannot go due to the corona virus can you reclaim the money from the credit card company?
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As far as I am aware at the moment, nothing legally prevents you from going so it is presumably your choice not to go? That may change but as it stands at the moment, unless the cottage owner choose to give you a refund you will be out of pocket.
You would only have a claim against the credit company if the cottage owners did something unlawful, went bust or prevented you from going.
It is still just advice. Nothing (currently) legally prevents you from going. If that changes you may have some rights but currently you don't. At the moment, unless the cottage closes for business, it is up the the owners whether they want to make a gesture of goodwill or not.
Unfortunately falcieri, there are thousands of people in same situation. For the ones, like myself, who have paid ALL upfront and not just a deposit we are looking at losing the lot if we cannot re-book within twelve months. Lots of people are finding this option totally impossible for a variety of genuine reasons such as property already booked for same period 2021, property up for sale, special occasion that will have passed, multiple persons unable to attend etc, but insurers and banks are saying that the voucher offer IS a refund of sorts ? Don't agree? NO, neither do thousands of others. Join the fight.
The only normal people you know are the ones you don’t know very well