2nd home somewhere on the South coast

SquatNow

Appologies:

IveSeenTheLight wrote: »

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
I'm sure it was a ball, living on rations and living through 1 or 2 world wars.
Add to this all the stories I read about how old people do not have a pension enough to put on the heating etc.

Fair comment... someone in their 80s may well have fought in WW2. WW1 is rather optimistic... there are a few people from WW1 but it's literally a few.

All credit to those that did fight in WW2. People that did DO deserve fair recompense. On the other hand, why save us from Hitler only to sell us into Slavery?

IveSeenTheLight wrote: »

I do think that maybe people in their 50's - 60's have had a reasonable life, grew up with the beatles as the pop band, elvis was king, many parties etc, but I also know from my parents and in-laws that they really struggled to get a mortgage.
They benefit now because the mortgage is very very low compared to todays standards and wages and therefore can now enjoy their lives even more

It's all comparative. My dad, like most, will tell me about how he had to save for a deposit and then pay 1/3 of his wages on his mortgage, and all for a poxy 3 bedroomed house....

IveSeenTheLight wrote: »

Take a look around you and assess how the 70 - 80 year olds are living and then re-read you comments. I'm sure if you open your eyes you will see how laughable they are.

I'm sure their life isnt great, but that isn't the question. The question is, did they truely save anything at all for their pension? If not, why do they receive anything at all at the expense of younger people.

IveSeenTheLight wrote: »

As for me, I'm in my early 30's, so am at a disadvantage from your argument point, but actually I think I am in a very good position whereby I can definately pay off my mortgage in the next couple of years.
How can I achieve this in todays depressing world you describe, because I got out there and worked hard for it, as did my wife, we both earn average salaries so it can be done, if you are willing to go out there and do it.

Good on you. Just one question... and I dont mean to be rude... when you've paid off your mortgage and are in a position to have kids, will your wife still be able to, or will she be too old? Even if she can, are you aware that there are biological disadvantages to having kids late in life, beyond being too old and feeble to pick them up. (Or too fat like me...)

IveSeenTheLight wrote: »

I think you are the type of guy who will pick holes in anything, just to moan about it. If your looking for sympathy, I'll give you some. I feel sorry for you that you live this way instead of enjoying life to the full

I enjoy my life. I drive a convertible sports car, have a gorgeous blond GF 6 years my junior, and holiday 2-3 times a year. In fact I've racked up 12 flights in the last 12 month including business travel.

It doesn't mean I dont want to try to make a difference. Our society is f*ck*d, and the sooner people realise, the sooner we can sort it out.

I don't want it all to turn to crap, but since I know it will I'de rather we got it over with so that those of us young enough to still have a chance, can start rebuilding.

It would just be an advantage is the general populus KNEW why it had all gone to !!!!!!, that way we can try and prevent it happening again.

Running_Horse

SquatNow wrote: »

I enjoy my life. I drive a convertible sports car, have a gorgeous blond GF 6 years my junior, and holiday 2-3 times a year. In fact I've racked up 12 flights in the last 12 month including business travel.

Then why are you always !!!!1ng moaning how hard everything is? Jeez, talk about being a misery guts. You could turn a playground full of happy playing kids suicidal. Cheer up and give your gorgeous girlfriend one from me.

IveSeenTheLight

SquatNow wrote: »

Good on you. Just one question... and I dont mean to be rude... when you've paid off your mortgage and are in a position to have kids, will your wife still be able to, or will she be too old? Even if she can, are you aware that there are biological disadvantages to having kids late in life, beyond being too old and feeble to pick them up. (Or too fat like me...)

I'm practically 34, my wife is 29. We aim to clear the mortgage in 2 years so I don't think there will be a problem with out age at 36 for me and 31 for the wife, especially as we will have no mortgage worries

SquatNow wrote: »

I enjoy my life. I drive a convertible sports car, have a gorgeous blond GF 6 years my junior, and holiday 2-3 times a year. In fact I've racked up 12 flights in the last 12 month including business travel.

Also don't mean to be rude but what does your girlfriend think of you squatting in a place you have no rights to and can be moved on at any time? Is it safe in this property to leave your sports convertable outside? What about when your off jetting around the world on business or leisure?

I dont have a sports car convertable but hey ho, these are the choices we are free to make. In 2 years you will have a depreciating asset (unless its a classic sports car) while I will have a 4 beroomed house with no mortgage

btloptingout

"Hello Mrs Jones, do you mind moving out of my property for the weekend, hubby and me fancy coming down for a long weekend"

So suddenly it's not a "2nd home for holidaying" but an investment? I'm sorry but when does it ever make sense to invest into an asset market at the peak when it's falling? How many initatives have been "for the long haul/my pension init" and ended up changing in 5 years.

Trying to buy something that satisfies all the following: good retirement home, holiday home, BTL investment is unlikely to satisfy any of them well.

No doubt all those FTB'ers who can't afford to buy, but who rent (albeit not when the LL wants a w'end away) will be overjoyed at the following: http://news.bbc.co.uk/1/hi/business/7128308.stm

Pez2

IveSeenTheLight wrote: »

With attitudes like yours where will the country be in the future if they expect everything handed to them on a plate.

Who is asking for anything to be handed on a plate? All people are complaining about is seeing their local communities pushed out by second home owners. But I suppose in this day age that getting rich and enjoying the proceeds is more important than community, right?

Anyway, I think the whole thing's misguided. I'm guessing that most of their £180,000 is not savings but in fact equity in their current home (so not the result of their hard work, but simply a windfall due to rising property prices) which they plan to relesae through a re-mortgage. However, even the more optimistic people in the property sector are expecting property prices to stagnate, and rental yields in the south are pretty poor, so it's unlikely that they'll make much more than they would leaving the cash in a savings account, and if property prices drop then they could see their savings eroded away as their equity declines. If they don't have other provision for their retirment then it's actually a very risky option to take in the current economic climate.

Conrad

SquatNow wrote: »

Our society is f*ck*d, and the sooner people realise, the sooner we can sort it out.

I don't want it all to turn to crap,

chance, can start rebuilding.

try and prevent it happening again.

I've been studying psychology with a particular interest in what makes some people pessimistic and emmbittered.

All these statements above are absolute classic lines used by those falling into the spectrum populated by people whos empty brain at birth was imprinted with fear concerning the potential loss of bio - security.

Pyschologists deem that these primeval impulses are no different to the rate at which your particular anaimal body breaths, how it sleeps etc etc. Its just another part of you and you are ONLY and completely a series of electrical connections that formed in infancy.
The way the connections grew was in response to outside inputs given my your guardians and close others.

My impulses are generaly a bit pessimistic too, but the good news is these impulses can be overcome. Some poeple never even attempt to overcome them and they remain robotised and held captive by these impulses, BUT ALL OF THESE PEOPLE WILL NEVER REALISE THIS.

Look up 'pessimism' on wikipedia - you will see your comments above are the most frequent lines used by pessimists FOREVER. Here is the clue, the FOREVER reference.
The pessimist of 1970 would have said 1930 was the golden era to return to.
Todays pessimists might say 1970 was a golden era and so it goes on and on.

Pessimists feel threatened by the world around them and hark to a better place. This is where thier bio - security imprint made in infancy comes in - they must have in some way felt anxious, for example being left to cry too long when hungry, or too stern potty training.

A book I recommend is PROMETHEUS RISING. Tell you who and why you are.

fc123

[quote=SquatNow;7056441 (Or too fat like me...)



I enjoy my life. I drive a convertible sports car, have a gorgeous blond GF 6 years my junior, and holiday 2-3 times a year. In fact I've racked up 12 flights in the last 12 month including business travel.[/quote]

Oh, I thought you looked like Johnny Depp, tanned from all those outside protests, muscular but rakish from your squatting lifestyle with muscly legs from cycling............just shows how one can never tell!:D

SquatNow

fc123 wrote: »

Oh, I thought you looked like Johnny Depp, tanned from all those outside protests, muscular but rakish from your squatting lifestyle with muscly legs from cycling............just shows how one can never tell!:D

Last time I heard, Johnny Depp wasn't as thin as he used to be.

financegirl

SquatNow wrote: »

I enjoy my life. I drive a convertible sports car, have a gorgeous blond GF 6 years my junior, and holiday 2-3 times a year. In fact I've racked up 12 flights in the last 12 month including business travel.




Eh?? You try and discourage others to get on the property pyramid as you refer to it, from what I can see you attack buy to let landlords and second home owners as say they should consider the moral implications of their actions...but you....................

drive an convertible sports car, that's lets face itsn't morally good for the environment, obviously have no regard for your carbon footprint with the 12 business flights you've taken, and you must have to keep your GF accostomed to a certain lifestyle with the three times a year holiday.

How are you not a hypocrite????

What a contradiction...a luxury lifestyle that is not eco friendly but yet you care so much about the world we live in..so much so that no one should be buying homes.

You're probably a BTL landlord with a million pound property portfolio, and the squatnow user name must be an alias....:rotfl:

SquatNow

financegirl wrote: »

drive an convertible sports car, that's lets face itsn't morally good for the environment, obviously have no regard for your carbon footprint with the 12 business flights you've taken, and you must have to keep your GF accostomed to a certain lifestyle with the three times a year holiday.

The car does 38mpg on combined cycle, around 50mpg on the motorway.

The flights were all short-haul.

And my GF keeps HERSELF in the life she accustomed to. She's dating me because she likes me, not because I'm wealthy... which I'm not.

financegirl wrote: »

How are you not a hypocrite????

OK, I'm being an idiot here... why does having fun make me a hypocrite?

Until a couple of years ago I had never really been on holiday before, so I'm just catching up, seeing the world, before the rising oil costs make it finacially prohibitive.

financegirl wrote: »

What a contradiction...a luxury lifestyle that is not eco friendly but yet you care so much about the world we live in..so much so that no one should be buying homes.

I never made claims about saving the world. I try my best to save energy around the home, driving an economical, low-poluting car, insulating the home, buying products with as little packaging as possible, recycing everything, but I'm no saint.

financegirl wrote: »

You're probably a BTL landlord with a million pound property portfolio, and the squatnow user name must be an alias....

I wish I was a rich landlord. And mean a proper landlord not a BTL muppet who has a £10million portfolio and £10.1million of debts. Then I could offer discount rent to people and force down rental prices and collapse the entire market. But I'm not.

Feel free to checkout the SquatNow website for details of my name.