Quickest current account to open

kjs100

I need to open a current account to complete a switch to TSB by 24 March to be eligible for a £100 refer a friend offer I activated (btw that offer expired 28 Feb). I have a Starling account which I want to keep, and Ive used my Monzo for a switch and they have a 30 day wait to reo-open. Anyone know of a bank that will let me open online within a day or two?  I tried Metro, but they want you to come into the bank for ID processing.  The Cass switch takes 7 working days (if it all goes to plan) so I really need to have an account open by  Fri 13, of all dates

ZeroSum

Avoid HSBC then.
Lloyd's was pretty quick iirc 

fenwick458

I think most banks are now doing an identity check which adds a few days on. End of last year I was opening plenty of accounts online on the same day (tsb, Lloyds, Santander that I can think of) although was already a customer of Santander & tsb.
Just this last month tsb have introduced an id check before it gets opened which adds a few days 
If I were you I'd try any bank who you are currently with
Or sacrifice the starling

kjs100

fenwick458 said:

I think most banks are now doing an identity check which adds a few days on. End of last year I was opening plenty of accounts online on the same day (tsb, Lloyds, Santander that I can think of) although was already a customer of Santander & tsb.
Just this last month tsb have introduced an id check before it gets opened which adds a few days 
If I were you I'd try any bank who you are currently with
Or sacrifice the starling

Yeah thanks, I think I'll just use my Starling to reduce the stress. I can always get a Monzo again for no fee cash abroad, just that £200 limit isnt as good.

DebtHurricane

Think Money is quick. There’s a fee of £10 a month but you won’t pay it until you’ve started using the account and had income paid in at least once. 

I’ve just opened one two days ago. Card here and account active. I can now use it to switch (they’re part of the CASS)

mab3000

Barclays let you open an account through the app now, you just have to take a photo of your Id and a short video selfie of yourself. Providing they can do address checks electronically the account gets opened straight away.

kjs100

DebtHurricane said:

Think Money is quick. There’s a fee of £10 a month but you won’t pay it until you’ve started using the account and had income paid in at least once. 

I’ve just opened one two days ago. Card here and account active. I can now use it to switch (they’re part of the CASS)

Thanks, good advice, I opened a Think Money account today but I needed the card for the switch so rather than wait I decided to sacrifice my Starling and I'll get a Monzo to replace. Its good to have the TM though as I have a few switches lined up. Id saw TM on my initial search but when I saw the £10 fee I looked elsewhere.  After reading your post I read the terms and you have a 14 day cooling off period where any fees are refunded, and in any case, they let you set the fee payment date so I just picked the max date of one month away. 

kjs100

mab3000 said:

Barclays let you open an account through the app now, you just have to take a photo of your Id and a short video selfie of yourself. Providing they can do address checks electronically the account gets opened straight away.

Good to know. I was trying to stay clear of the bigger banks just in case they bring out a switch offer that excluded prior customers.