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Mortgage with a default?

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Comments

  • Cscott139
    Cscott139 Posts: 149 Forumite
    Third Anniversary 100 Posts
    Yes, if you are doing it yourself I would put the person with best credit as the lead applicant.
  • Great, thanks very helpful advice!
  • MovingForwards
    MovingForwards Posts: 17,161 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    You could ways use a broker, they will do a full fact find with you, check all the credit reports and look to place you with the one most suitable for your circumstances. That would be more reassuring than trying pot luck.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • So it the DIP was approved online and then I phone to follow up and the say there is a notice of correction on file which I said was incorrect. We ran through it all on the phone and re-submitted and it's gone to the underwriters?

    Anyone experienced this before? Fingers crossed!
  • annetheman
    annetheman Posts: 1,042 Forumite
    Ninth Anniversary 500 Posts Photogenic Name Dropper
    So it the DIP was approved online and then I phone to follow up and the say there is a notice of correction on file which I said was incorrect. We ran through it all on the phone and re-submitted and it's gone to the underwriters?

    Anyone experienced this before? Fingers crossed!
    Woah, that sounds like progress?! Best of luck! Updates, please.....
    Current debt-free wannabe stats:
    Credit cards: £9,705.31 | Loans: £4,419.39 | Student Loan (Plan 1): £11,301.00 | Total: £25,425.70
    Debt-free target: 21-Feb-2027
    Debt-free diary
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