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Travel insurance and border closure

I have travel insurance for a visit to the USA.  I am concerned that should a major outbreak of COVID19 the USA may ban travel from the whole or parts of the UK .
My insurance policy does not mention this eventuality.  Their response to an inquiry was that it is neither included nor not included in the cover, therefore each case would be decided on a case by case basis.
The AXA website states that they will consider claims from customers who are due to travel to a location that is in lock-down.
Large numbers of people may find themselves unable to travel and not having insurance cover as a result of their destination country banning visitors.
My attempts to raise this as an issue that should be considered now rather than when it occurs have been met by referral to existing advice, particularly the FCO, none of which  recognise the problem.
I am hoping that this forum will reach someone who does recognise the problem and is in a position to bring it to the attention of a wider audience and maybe even find a solution.

Comments

  • bradders1983
    bradders1983 Posts: 5,684 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Yay! Another Coronavirus thread!
  • Pollycat
    Pollycat Posts: 36,225 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    OneQuest said:
    I have travel insurance for a visit to the USA.  I am concerned that should a major outbreak of COVID19 the USA may ban travel from the whole or parts of the UK .
    My insurance policy does not mention this eventuality.  Their response to an inquiry was that it is neither included nor not included in the cover, therefore each case would be decided on a case by case basis.
    The AXA website states that they will consider claims from customers who are due to travel to a location that is in lock-down.
    Large numbers of people may find themselves unable to travel and not having insurance cover as a result of their destination country banning visitors.
    My attempts to raise this as an issue that should be considered now rather than when it occurs have been met by referral to existing advice, particularly the FCO, none of which  recognise the problem.
    I am hoping that this forum will reach someone who does recognise the problem and is in a position to bring it to the attention of a wider audience and maybe even find a solution.

    I'm sure the FCO do recognise the problem.
    They just don't have a crystal ball.
    Neither do any of the posters on here.
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