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Soft searches
Spinelli99
Posts: 12 Forumite
Hi I wonder if somebody can tell me why Hitachi capital plc has done a soft affordability search on my credit report? I have not applied for any credit.
Also Retail money market Ltd t/a ratesetter.com has carried out a soft quotations search. Who are they and why are they searching me? Any ideas?
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Comments
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To see if you meet their target market.1
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Thanks zx81, so it’s just a marketing thing?
( Very fast response by the way)0 -
Yes, nothing to worry about.1
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Nothing to worry about as long as they remain soft searches. It's most likely from a comparison site - you usually give permission when accepting their T&Cs to let them search your file from time to time to provide you with "up-to-date" deals for marketing purposes.1
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Thank you P.T.S that’s what I was thinking. Don’t know what comparison sites I’ve signed up to, maybe the MSE credit file or clearscore.0
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