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Husband won’t put me on the mortgage
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I think a fair question to ask would be how much equity is in the property? As you would then be entitled to half, I assume you just have kids from previous relationships and not had any together.0
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What did the Financial Consent Order that was granted at the time of divorce say with regards to the property and the residency of his child?0
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He has assured me she has no claim over the house, he spent an awful lot of money on solicitors to confirm this. Should really have mentioned, his mortgage is interest only! He went on this when they split so that he could keep the house on his own, however things are very different now. We have a decent joint income and there is a fair bit of equity in the house.0
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If you have been contributing to the mortgage payments for the last 10 years you have every right to have some kind of security.
How do you and your partner organise who pays what? Does the mortgage just come out of his account or joint?
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You say that your husband has not made a will - see here re rules of intestacy.
https://www.gov.uk/inherits-someone-dies-without-will
Not a very satisfactory position for you if he predeceases you.
I think that you are going to have to draw this to your husband's attention.
You mentioned that there had been some thought of selling the current property and buying another in joint names - might this be the best solution all round?1 -
Divorce is an expensive business. Without a Financial Consent Order in place. Then the ex can still potentially claim.shannon80 said:He has assured me she has no claim over the house, he spent an awful lot of money on solicitors to confirm this.
The switch to interest only was no doubt to make the mortgage affordable at the time. Any sensible person would address this now. As time is ticking by.
You could check on the land registry to see in whose name(s) the property is registered. If the ex is named then you will need her agreement to do anything.
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