Additional premium to my policy due to named driver making a claim on her policy

DoaM

If the insurer wish to change the amount charged, OP will be able to cancel the policy without penalty (other than the pro-rata amount for the time covered).

shaun_from_Africa

DoaM said:

If the insurer wish to change the amount charged, OP will be able to cancel the policy without penalty (other than the pro-rata amount for the time covered).

As mentioned by Aretnap, only providing that when the declaration about the accident was made, it was declared as an at fault claim.
If the OP inadvertently put it down as a non fault claim then the insurers are entitled to reclaim their costs in setting up the policy. 

Hasbeen

shaun_from_Africa said:

DoaM said:

If the insurer wish to change the amount charged, OP will be able to cancel the policy without penalty (other than the pro-rata amount for the time covered).

As mentioned by Aretnap, only providing that when the declaration about the accident was made, it was declared as an at fault claim.
If the OP inadvertently put it down as a non fault claim then the insurers are entitled to reclaim their costs in setting up the policy. 

By the Ops previous comments It would look like he is of the opinion it was the badgers fault and not his wife's . So I would assume as mentioned this was put down as non fault claim? The insurers are now looking to rectify the information supplied to them and charge accordingly.

OP: Run your ALL relevant details through a comparison site, to see if you can get a more suitable deal. If so weigh up the cancelation costs of current insurance and decide.

Aylesbury_Duck

Sizzlingsmith said:

Thank you George for your comments. You say she is a higher risk! She unfortunately hit a badger., this can happen to absolutely anyone in this country, no matter how careful they are at driving. To nearly double my car insurance policy is in my mind legal theft and there's absolutely not alot I can do about it. As its only 4days in to the policy I have considered cancelling my policy and taking my business to another company who may not penalise too much for this unfortunate situation.

Not true.  You can take your business elsewhere or choose to stop driving.

NBLondon

Or remove the higher risk by taking your wife off your policy

EdGasketTheSecond

Was the badger insured?

treeroy

You should be within the usual 14-day "cooling off" period yes? You should be able to cancel the policy if you feel that the premium is not acceptable, and take your business elsewhere.
Use a comparison website and put in all the (Correct) information about your driving and claims history. See what works out cheapest and go from there.

As for the badger, it happens, it's frustrating to have to make an insurance claim, but it will go away eventually.
You can also choose to not insure your wife on your car.

DoaM

shaun_from_Africa said:

DoaM said:

If the insurer wish to change the amount charged, OP will be able to cancel the policy without penalty (other than the pro-rata amount for the time covered).

As mentioned by Aretnap, only providing that when the declaration about the accident was made, it was declared as an at fault claim.
If the OP inadvertently put it down as a non fault claim then the insurers are entitled to reclaim their costs in setting up the policy. 

And the OP is equally entitled to reject the insurer's proposed cost increase and cancel the policy, for the pro-rata cost of the period insured. (Assuming that the insurer isn't planning to cancel the policy - that's a world of hurt the OP doesn't want to get into).