HL Paying Charges and Minimum Cash Balance

Chloe_G

I apologise in advance for this question because I must be absolutely thick and however much I read their help documents I don't understand it.
I have invested the max in my S&S ISA, as I don't want to sell anything to pay my fees, should I edit the account settings to Fee Collection Options: Collect Fees outside Account Where Possible?  With my Fund and Share Account, I have left the Fee Collection Options as Standard.  I've added cash into the Fund and Share Account which is now showing as Amount Available to Invest.  If I just leave this there, will they collect the fees from this amount first?  It's showing a Suggested Minimum Cash Balance on the S&S ISA account and a different Minimum Cash Balance on the Fund and Share Account.  So if I add both together and ensure I have the cash on the Fund and Share Account that will cover the charges?
Thank you.

ColdIron

If you change the Fee collection options for your ISA to 'Collect fees outside account where possible' they will take them from your F&S account. I wouldn't take too much notice of the Suggested Minimum Cash Balance, it's advisory

If you press the ? Help button in the top right of Fee collection options under Account Settings it details all the options

The Fund & Share Account option - For clients who would like to pay their fees outside their ISA/SIPP, where possible
We will try to collect fees in this order:

1.     The Loyalty Bonus Account
2.     Cash you hold in your Fund & Share Account based on the collection method you have chosen for that account
3.     The income account of the selected account (e.g. Stocks & Shares ISA)
4.     The capital account of the selected account (e.g. Stocks & Shares ISA)