We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A good 'off the peg' defensive strategy for a small sum?

vitamin_joe
vitamin_joe Posts: 652
Part of the Furniture 500 Posts Photogenic Combo Breaker
Forumite
edited 29 February 2020 at 7:41AM in Savings & investments
I'm a newbie, haven't invested before. I'm looking for a passive investment, one that I don't have to manage too much. Something that won't necessarily give great returns, but will protect against a bear market, inflation and volatility. I've looked very briefly at Vanguard Ls and L&G multi-index, but I'm not keen on government bonds, and I'd like to have some gold in there possibly as well. I haven't ruled them out; it's mostly the government bonds that put me off. I'm hoping to start with 3 or 4K, and probably not add much more for a long while. 

edit- I'd consider putting my own portfolio together, but it would have to be a simple and passive one, as I'm a novice. I'm also not that interested in managing a fund, or trading. 
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.7K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.