Credit rating

chizzyash

I signed up for the Sainsburys credit card but didn't get any confirmation email to confirm my application.
I left 24 hour pass before I signed up again thinking I may have done something wrong.
I had one email saying I had100%chance of getting the card and then another to say I have 0% chance of getting the card. 
I still havent heard anything from Sainsburys or had any email correspondence.
Have I ruined my credit score and what can I do to correct this.
I had a 95% credit score before this application

[Deleted User]

Probably (certainly the Experian one, not so much the others), but  your credit score has no relevance to lending, so don't worry about it.   You have one, perhaps two searches on your credit file, which by themselves, are no cause for concern.

Don't apply any more times - wait for the decision.  If declined, you could try one more application (but to a differnt lender this time). If declined for that, leave it for a a couple of months.

Use the time to check your three credit files to ensure everything is in order.

DCFC79

chizzyash said:

I signed up for the Sainsburys credit card but didn't get any confirmation email to confirm my application.
I left 24 hour pass before I signed up again thinking I may have done something wrong.
I had one email saying I had100%chance of getting the card and then another to say I have 0% chance of getting the card. 
I still havent heard anything from Sainsburys or had any email correspondence.
Have I ruined my credit score and what can I do to correct this.
I had a 95% credit score before this application

When did you apply for the first card ?

Should really have phoned them to ask if it was all ok etc.

chizzyash

Why should I have to phone on this day and age. Every other thing you buy or order online send you a confirmation email to acknowledge  your application  ?.?.
Thanks 

[Deleted User]

You don't have to phone.  But even in this day and age, a conversation often remains the best way of resolving problems.

It's jus that most people have become phone phobic and so prefer to leave problems unresolved.