Best Way To Check Free Credit Reports?

Frank99

I haven't checked my three reports for about five years and so want to do so while i have some time to do it.
I notice it is now free to get your basic reports but i can't decide if to go for post or online, is it worth creating online accounts just to check this even though it would quicker than the postal method.

DCFC79

Mse credit club for 1, transunion or Credit Karma is another.

Willing2Learn

MSE Credit Club = Experian
ClearScore = Equifax
CreditKarma = TransUnion

Alternatively, you can also get your free Statutory reports direct from each CRA.

Barry_Bear

There's a lot of info here https://www.moneysavingexpert.com/loans/check-free-credit-report/
For personal I check my Experian file via https://www.moneysavingexpert.com/creditclub/
If you have a business you can pay for a credit check on it or what I did was check the principle free  https://www.firstreport.co.uk/Free-Company-Credit-Check.aspx
I would go for free. The scores are not what really matters. What matters (for consumers and companies) is your history and financial status. The other value of checking your own credit report is just to check there are no errors.

Frank99

Thanks for all the advice!