April trip to Europe - any advice re Coronovirus?

elsmandino

Hello.
I was thinking of a last minute 4-night break, mid-April, somewhere in Europe.
We were looking at all the usual places for a bit of sun including, Tenerife, which I understand has also now been hit with the suspected virus.
I am a bit worried, now, about where to go - we would be happy to go anywhere in Europe, as long as it is warm enough for a bit of a swim.
Should we bother, or is it not worth taking the risk, now?  I would hate to book somewhere, only to find out that it is in lock down in a few months' time.
Would holiday insurance cover me?  Does this cover epidemic situations?
Thanks

bradders1983

If you are that worried, you better not leave the house again, just to be sure.

elsmandino

I am usually not one to bother with sensationalised stories and it is not the health aspect that it is bothering me, rather it is the risk of being stuck in a country for weeks.
So you think I should ignore it all and just book wherever?

Robin9

Who picks up the cost when you get stranded ?

elsmandino

Robin9 said:

Who picks up the cost when you get stranded ?

Would travel insurance cover this?

bradders1983

I have three holidays booked the rest of the year, one of which involves going to two places in Italy, and I am not worried one little bit. I could walk out of work later and get flattened by a car crossing the road, or I could go to Amsterdam next month and catch the flu and then pass it onto a granny when I get back.

If you want to eliminate all risk from your life you just need to build a panic room and never go out again.

elsmandino

bradders1983 said:

I have three holidays booked the rest of the year, one of which involves going to two places in Italy, and I am not worried one little bit. I could walk out of work later and get flattened by a car crossing the road, or I could go to Amsterdam next month and catch the flu and then pass it onto a granny when I get back.

If you want to eliminate all risk from your life you just need to build a panic room and never go out again.

Out of interest, will you be bothering with travel insurance for any of these holidays?

joebob

Holiday insurance will not cover you for coronavirus.

bradders1983

elsmandino said:

bradders1983 said:

I have three holidays booked the rest of the year, one of which involves going to two places in Italy, and I am not worried one little bit. I could walk out of work later and get flattened by a car crossing the road, or I could go to Amsterdam next month and catch the flu and then pass it onto a granny when I get back.

If you want to eliminate all risk from your life you just need to build a panic room and never go out again.

Out of interest, will you be bothering with travel insurance for any of these holidays?

Obviously, thats a given. I certainly arent of the mind some people are (not you) that they wont be going abroad at all because of this overblown situation though.

elsmandino

bradders1983 said:

elsmandino said:

bradders1983 said:

I have three holidays booked the rest of the year, one of which involves going to two places in Italy, and I am not worried one little bit. I could walk out of work later and get flattened by a car crossing the road, or I could go to Amsterdam next month and catch the flu and then pass it onto a granny when I get back.

If you want to eliminate all risk from your life you just need to build a panic room and never go out again.

Out of interest, will you be bothering with travel insurance for any of these holidays?

Obviously, thats a given. I certainly arent of the mind some people are (not you) that they wont be going abroad at all because of this overblown situation though.

Well that was sort of my point of coming on here in the first place - to try and manage the risk, with the help of the views of others.
I have often not bothered with holiday insurance, whilst travelling in Europe, before - my view was that it is unlikely that anything will happen and I saved myself a few quid.  Does not mean that I am more "gung ho" than you, all of a sudden?
This is not my main holiday, so I was simply wondering whether a one-off "out of the blue" trip was worth putting off, at this particular time, given the circumstances.
Half of the people I work with are scared of flying.  I am constantly reminding them of how much safer it is to fly to a foreign country in comparison to their daily commute by car - i.e. I am fully aware of how the premise of risk works.
I am, therefore, simply trying to weigh up the pros and cons and I genuinely appreciate your view that it is absolutely not worth worrying about.

victor2

Nearly all travel insurances will not cover you if you go to a destination the FCO advised against travel to, at the time the booking was made. I asked my insurers if FCO advice came out advising against travel after the booking was made, or I got stranded there as people have with coronavirus, would I be covered? I was told the airline or tour operator should cover it, but if they wouldn't, the insurance would review it on a case by case basis, but should cover reasonable costs incurred.