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MSE Credit Club Affordability
allacesal
Posts: 15 Forumite
Hi guys,
Looking at my Experian credit report through MSE Credit Club my overall score is high (947/999), my credit utilisation is very good, debt ratio very good but my affordability score is very low.
Can someone please explain what the affordability score is made up from and how I can improve it? Seems pretty important considering we’re looking to move house later in the year?
Thanks in advance
Looking at my Experian credit report through MSE Credit Club my overall score is high (947/999), my credit utilisation is very good, debt ratio very good but my affordability score is very low.
Can someone please explain what the affordability score is made up from and how I can improve it? Seems pretty important considering we’re looking to move house later in the year?
Thanks in advance
0
Comments
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Credit Club appears to give almost everyone a very low affordability score, including myself. It is a very common complaint on the forum. Basically it's meaningless, just ignore it.1
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