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Landed with family debt
stroll976
Posts: 2 Newbie
in Credit cards
My partner agreed to take out a 0% interest credit card to ease the weight of £9k debt repayments her parents had accrued on the understanding her dad would pay it off monthly. Unfortunately a few months later he was diagnosed with cancer and died suddenly within a month, leaving her (us) with the bulk of this debt still outstanding.
Does anyone know of any precedent on this type of issue, or are we stuck with this anchor round our necks as I believe?
Does anyone know of any precedent on this type of issue, or are we stuck with this anchor round our necks as I believe?
0
Comments
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Its one of life`s curve balls unfortunately, if the card is in your partners name, then its their debt, no if`s, no buts, its that simple sadly.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2
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Unfortunately the debt is in your partner's name and therefore she's legally responsible for it. Was there anything for her in the will?1
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no just a debit minefield that her mum didn't know about which we are trying to navigate... thanks for the responses, I thought this would be the case.1
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