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Regular Savings Accounts: The Best Currently Available List!
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MarkFromCornwall said:Special_Saver2 said:
- Saffron BS Members' Month Loyalty Saver added paying 9% gross p.a. fixed on up to £250 per month for 12 months, existing members onlyIsn't it £50 per month?
Saffron 9% @ £250pm would have been coooooool 😁2 -
A few questions about the Loughborough BS Limited Access MS and One Year Fixed Rate MS:
- If we stop depositing into either of these accounts, does anyone know what happens please? I am aware each have a minimum £1 monthly deposit, but cannot find the consequences of failing to fulfil this
- Do these (and the languishing 2.5%) run on calendar month, or on account month please? On the FRMS and 2.5RS, I can see 'one deposit per calendar month', so I am thinking the LAMS will also be calendar month?
- Does Loughborough allow faster payment withdrawals once the passbook is sent in, or is it cheque only (and possibly CHAPS)?
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
LoughboroughMy recollection is that any withdrawal is by cheque returned by post with the passbook. Alternately the passbook can be presented at their branches (or one agent) and a cheque will be provided. No facility for faster payments. I always credited the accounts on the first working day of the month by standing order.I no longer hold any accounts with LBS as there are much better regular savers out there with online facilities and faster payment withdrawal.2
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On the SRBS adult accounts page, I noticed the RS has changed from saying availability ‘private individuals living in Staffordshire only’ to availability ‘private individuals’. I’ve verified this using the way back machine, and comparing what it said yesterday to what it says today. The summary box still references Staffordshire, as does the application process (yes/no question re residency in Staffordshire), but I’m wondering if perhaps they just need to be updated? Wishful thinking or have they opened the flood gates? I know it used to flick between the two before, but unsure if the application process was updated or not.
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
ForumUser7 said:On the SRBS adult accounts page, I noticed the RS has changed from saying availability ‘private individuals living in Staffordshire only’ to availability ‘private individuals’. I’ve verified this using the way back machine, and comparing what it said yesterday to what it says today. The summary box still references Staffordshire, as does the application process (yes/no question re residency in Staffordshire), but I’m wondering if perhaps they just need to be updated? Wishful thinking or have they opened the flood gates? I know it used to flick between the two before, but unsure if the application process was updated or not.
I've had a SRBS RS account since August last year and am not even in England. I can't recall what was on the website way back then.
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Am I able to open a Yorkshire Regular E Saver (new) @4.5% even if I already hold a Loyalty Regular E Saver and a Xmas 23 Regular E Saver. I just tried in the App and no accounts are available for me to open. Has anyone managed this ?
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where_are_we said:Am I able to open a Yorkshire Regular E Saver (new) @4.5% even if I already hold a Loyalty Regular E Saver and a Xmas 23 Regular E Saver. I just tried in the App and no accounts are available for me to open. Has anyone managed this ?If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
where_are_we said:Am I able to open a Yorkshire Regular E Saver (new) @4.5% even if I already hold a Loyalty Regular E Saver and a Xmas 23 Regular E Saver. I just tried in the App and no accounts are available for me to open. Has anyone managed this ?
- YBS Loyalty Regular Saver 5.50%
- YBS Christmas 2023 Regular e-Saver 5.00%
- YBS Regular e-Saver 4.50%
I opened the accounts via the web browser and logging into YBS online banking.Please call me 'Kazza'.6 -
ForumUser7 said:A few questions about the Loughborough BS Limited Access MS and One Year Fixed Rate MS:
- If we stop depositing into either of these accounts, does anyone know what happens please? I am aware each have a minimum £1 monthly deposit, but cannot find the consequences of failing to fulfil this
- Do these (and the languishing 2.5%) run on calendar month, or on account month please? On the FRMS and 2.5RS, I can see 'one deposit per calendar month', so I am thinking the FRMS will also be calendar month?
- Does Loughborough allow faster payment withdrawals once the passbook is sent in, or is it cheque only (and possibly CHAPS)?
2. The 2.5% regular saver goes by calendar month as does the 5% saver from what I can gather.
3. It is cheque/cash only. I asked them to make a withdrawal by faster payment back in October 2022 enclosing a cancelled cheque as proof of the account and I received a cheque instead along with the cancelled cheque and passbook. Deposits can be made by faster payment though.1 -
ForumUser7 said:Beverley BS 'As of 14th June we will be increasing the rates of our Variable Interest Accounts'. ~ https://beverleybs.co.uk/savings/savings-rates/
New rates not confirmed yet, but feels like the monthly saver will increase.
3.7% with bonus (up from 3.5%)
3.2% without bonus (up from 3%)1
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