Regular Savings Accounts: The Best Currently Available List!

glider3560

Rich2808 said:

tg99 said:

Can someone remind me re TSB monthly saver, is it ok to transfer in first £250 from external account and then set up SO from external account for following 11 monthly payments? Or do I need to set up and pay first £250 from TSB current account via a SO then I can cancel this and change to my external account for following 11 monthly SO? Thks 

The terms and conditions are clear on this - whether the provider enforces them is not always consistent.

https://www.tsb.co.uk/savings/monthly-saver/

It also doesn't state what the consequence is for depositing from somewhere that isn't a TSB account.

aaj123

I am thinking we might not see Halifax improving their regular saver rate after all. Today's events seem to have pushed the rate curve down and that may imply we won't see banks passing on even slight rate increases here-on to the BoE rate.

dealyboy

Hi @aaj123 ...

aaj123 said:

I am thinking we might not see Halifax improving their regular saver rate after all. Today's events seem to have pushed the rate curve down and that may imply we won't see banks passing on even slight rate increases here-on to the BoE rate.

... presumably with the announcement of a new switch offer to pull the customer's in.

aaj123

dealyboy said:

Hi @aaj123 ...

aaj123 said:

I am thinking we might not see Halifax improving their regular saver rate after all. Today's events seem to have pushed the rate curve down and that may imply we won't see banks passing on even slight rate increases here-on to the BoE rate.

... presumably with the announcement of a new switch offer to pull the customer's in.

What switch offer? Can't see one. 

flaneurs_lobster

aaj123 said:

dealyboy said:

Hi @aaj123 ...

aaj123 said:

I am thinking we might not see Halifax improving their regular saver rate after all. Today's events seem to have pushed the rate curve down and that may imply we won't see banks passing on even slight rate increases here-on to the BoE rate.

... presumably with the announcement of a new switch offer to pull the customer's in.

What switch offer? Can't see one. 

Due to go live tomorrow

aaj123

flaneurs_lobster said:

aaj123 said:

dealyboy said:

Hi @aaj123 ...

aaj123 said:

I am thinking we might not see Halifax improving their regular saver rate after all. Today's events seem to have pushed the rate curve down and that may imply we won't see banks passing on even slight rate increases here-on to the BoE rate.

... presumably with the announcement of a new switch offer to pull the customer's in.

What switch offer? Can't see one. 

Due to go live tomorrow

And how do you know that? You work for Halifax?

AlwaysLearnin

aaj123 said:

flaneurs_lobster said:

aaj123 said:

dealyboy said:

Hi @aaj123 ...

aaj123 said:

I am thinking we might not see Halifax improving their regular saver rate after all. Today's events seem to have pushed the rate curve down and that may imply we won't see banks passing on even slight rate increases here-on to the BoE rate.

... presumably with the announcement of a new switch offer to pull the customer's in.

What switch offer? Can't see one. 

Due to go live tomorrow

And how do you know that? You work for Halifax?

https://forums.moneysavingexpert.com/discussion/6432229/new-halifax-switch-offer-175-from-14-march-2023#latest

tg99

Rich2808 said:

tg99 said:

Can someone remind me re TSB monthly saver, is it ok to transfer in first £250 from external account and then set up SO from external account for following 11 monthly payments? Or do I need to set up and pay first £250 from TSB current account via a SO then I can cancel this and change to my external account for following 11 monthly SO? Thks 

The terms and conditions are clear on this - whether the provider enforces them is not always consistent.

https://www.tsb.co.uk/savings/monthly-saver/

Yep aware of the terms but from what I’ve seen on this board the requirement to fund via SO from TSB current account is not enforced.

somsman

Halifax Regular Saver has been upped to 5.50% today.
https://www.halifax.co.uk/savings/fixed-term/regular-saver.html

Can't see anything to confirm the switch offer rumour yet.

Patrington

somsman said:

Halifax Regular Saver has been upped to 5.50% today.
https://www.halifax.co.uk/savings/fixed-term/regular-saver.html

Can't see anything to confirm the switch offer rumour yet.

Increase posted here earlier

https://forums.moneysavingexpert.com/discussion/6430755/halifax-regular-saver-rate-increase#latest

Please let's not have a zillion posts in this thread on this when there already an existing thread on this and especially as current account switches are nothing to do with thread or even section.