Regular Savings Accounts: The Best Currently Available List!

HHUK

ToastLady said:

... but this one was worthwhile at 7.5% for up to £300 per month in these days of ever decreasing interest rates.

and fixed for 12 months at that 

KuchKuch

Zopa Regular Saver

Anybody know if this account operates on a calendar or account month basis? TIA

Bridlington1

KuchKuch said:

Zopa Regular Saver

Anybody know if this account operates on a calendar or account month basis? TIA

Account month.

figgyc

On the Zopa above - is it possible to open another Zopa RS pot if you close your first one? Thinking I might do that since mine is set to the 3rd and am slightly annoyed it's another funding date to deal with (on top of the 1st and my FD reg which is currently on the 16th, although that matures this month so I can shift it for the new year)

Actually in general: does anyone (iOS user perhaps?) have a full copy of the terms/summary box? I think the only way to see it is on the app when you apply, and on Android the app blocked me from taking a screenshot when I tried.

masonic

I decided to use their Open Banking autosave feature to work around this. The money should be pulled in automatically.

s71hj

masonic said:

I decided to use their Open Banking autosave feature to work around this. The money should be pulled in automatically.

I set it on autosave to the 20th to be absolutely safe to get one in this month. Wondering then if I can change to 1st to get another in quickly.

masonic

s71hj said:

masonic said:

I decided to use their Open Banking autosave feature to work around this. The money should be pulled in automatically.

I set it on autosave to the 20th to be absolutely safe to get one in this month. Wondering then if I can change to 1st to get another in quickly.

I don't really understand what you are trying to achieve. The first payment can be made by faster payment on the day you open the account. Subsequent payments cannot be made until the mensiversary of opening the account. You can change the autosave, but it won't enable you to make more than one payment during an account month. Are you deliberately delaying making the first payment having opened the account on 1st Dec?

jaypers

figgyc said:

On the Zopa above - is it possible to open another Zopa RS pot if you close your first one? Thinking I might do that since mine is set to the 3rd and am slightly annoyed it's another funding date to deal with (on top of the 1st and my FD reg which is currently on the 16th, although that matures this month so I can shift it for the new year)

Actually in general: does anyone (iOS user perhaps?) have a full copy of the terms/summary box? I think the only way to see it is on the app when you apply, and on Android the app blocked me from taking a screenshot when I tried.

Hope this helps……..

ToastLady

figgyc said:

On the Zopa above - is it possible to open another Zopa RS pot if you close your first one? Thinking I might do that since mine is set to the 3rd and am slightly annoyed it's another funding date to deal with (on top of the 1st and my FD reg which is currently on the 16th, although that matures this month so I can shift it for the new year)

Actually in general: does anyone (iOS user perhaps?) have a full copy of the terms/summary box? I think the only way to see it is on the app when you apply, and on Android the app blocked me from taking a screenshot when I tried.

I have no idea, and not going to try and close to find out that the boat has sailed. If you do try it and it works you can let us know. I have a different funding date to all my other RS's too, I've just marked it on my calendar app as a monthly reminder. 

I could find no way of saving or taking a screenshot of the t's and c's either (android) when applying. I tried looking in the app again unsuccessfully, but that doesn't mean it's not there, could just be me being useless. 

Thanks Jaypers, I hadn't seen your post when I posted this.

flaneurs_lobster

ToastLady said:

I could find no way of saving or taking a screenshot of the t's and c's either (android) when applying. I tried looking in the app again unsuccessfully, but that doesn't mean it's not there, could just be me being useless. 

Thanks Jaypers, I hadn't seen your post when I posted this.

Yes thanks for that. How did you find them? I went looking (I'm pretty strict about saving T&Cs/summaries when I open accounts) with no luck and not having this for the Zopa product was bugging me.