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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • castle96 said:
    Coventry FHS
    I am puzzled by castle96 comment that FHS has matured as mine doesn't mature for over another year as it's a 3 year regular saver.
    opened 21/9/21 (they say), but only£21K IN IT INCL INT) SO i MUST HAVE MISSED SOME PAYMENTS. but i CANT GET THE MONEY OUT AS SITE SEEMS still TO BE DOWN. aM TYYING AGAIN NOW (PHONING)
    Android app working for me with new ability to apply via the app.

    FHS 1 became uncompetitive for a short time before the big jump from 2.95% to 5%. Maybe you withdrew or didn't fund in that period?
  • Nationwide Flex Regular Saver 3 @6.5% - Opened a new one, but COP for opening deposit from my external current account was not recognised and there was no way of overriding it. So had to do a FP to my NW current account and then do a transfer. But no way of setting up 12 SO`s as yet. Have I been too quick and will COP work eg tomorrow?
    I had a similar issue, I attempted to set up a SO from my BOS account and I got a message saying 'this account does not exist'. Waited 24 hrs and then it worked fine, now all set up.
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  • gt94sss2
    gt94sss2 Posts: 6,074 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nationwide Flex Regular Saver 3 @6.5% - Have I been too quick and will COP work eg tomorrow?
    It takes a few hours before other banks recognise the new account. It will be fine tomorrow
  • gt94sss2
    gt94sss2 Posts: 6,074 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

    It doesn't seem as competitive and requires notice to withdraw the funds..
  • gt94sss2 said:
    For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

    It doesn't seem as competitive and requires notice to withdraw the funds..
    Coventry FHS
    I will open with £1 and then wait to see if their interest rate becomes competitive
  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 23 September 2024 at 1:29PM
    gt94sss2 said:
    For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

    It doesn't seem as competitive and requires notice to withdraw the funds..
    Pointless as EA accounts pay more and you can get a 90 day notice at 5.25% elsewhere.

    It's not competitive at all with the withdrawal restriction unless you're seriously considering getting a mortgage with them.
  • kaMelo
    kaMelo Posts: 2,856 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    gt94sss2 said:
    For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

    It doesn't seem as competitive and requires notice to withdraw the funds..

    No, the beauty of the FHS1 is  that it essentially was an easy access account, the only restriction being limiting deposits to £1000 per month. Sadly mine matures next week.
    The new one's notice requirement means its no longer an easy access account.
  • castle96
    castle96 Posts: 2,978 Forumite
    Part of the Furniture 1,000 Posts
    castle96 said:
    Coventry FHS
    I am puzzled by castle96 comment that FHS has matured as mine doesn't mature for over another year as it's a 3 year regular saver.
    opened 21/9/21 (they say), but only£21K IN IT INCL INT) SO i MUST HAVE MISSED SOME PAYMENTS. but i CANT GET THE MONEY OUT AS SITE SEEMS still TO BE DOWN. aM TYYING AGAIN NOW (PHONING)
    Android app working for me with new ability to apply via the app.

    FHS 1 became uncompetitive for a short time before the big jump from 2.95% to 5%. Maybe you withdrew or didn't fund in that period?
    Didnt work with Edge but did with Crome !
  • Aidanmc
    Aidanmc Posts: 1,304 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Re the YBS Loyalty RS which is about to mature, opened on 27 Sept 23.
    Will the maturity date be 27 Sept (Friday) and then funds available to withdraw on 30th?
  • Aidanmc said:
    Re the YBS Loyalty RS which is about to mature, opened on 27 Sept 23.
    Will the maturity date be 27 Sept (Friday) and then funds available to withdraw on 30th?
    Mine matured today. The interest was actually deposited yesterday. I closed it yesterday but a day’s interest was deducted. OH recently closed his on the date it matured and there was no deduction.
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