Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

castle96 said:

Descrabled said:

Coventry FHS

I am puzzled by castle96 comment that FHS has matured as mine doesn't mature for over another year as it's a 3 year regular saver.

opened 21/9/21 (they say), but only£21K IN IT INCL INT) SO i MUST HAVE MISSED SOME PAYMENTS. but i CANT GET THE MONEY OUT AS SITE SEEMS still TO BE DOWN. aM TYYING AGAIN NOW (PHONING)

Android app working for me with new ability to apply via the app.

FHS 1 became uncompetitive for a short time before the big jump from 2.95% to 5%. Maybe you withdrew or didn't fund in that period?

trickydicky14

where_are_we said:

Nationwide Flex Regular Saver 3 @6.5% - Opened a new one, but COP for opening deposit from my external current account was not recognised and there was no way of overriding it. So had to do a FP to my NW current account and then do a transfer. But no way of setting up 12 SO`s as yet. Have I been too quick and will COP work eg tomorrow?

I had a similar issue, I attempted to set up a SO from my BOS account and I got a message saying 'this account does not exist'. Waited 24 hrs and then it worked fine, now all set up.

gt94sss2

where_are_we said:

Nationwide Flex Regular Saver 3 @6.5% - Have I been too quick and will COP work eg tomorrow?

It takes a few hours before other banks recognise the new account. It will be fine tomorrow

gt94sss2

For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

It doesn't seem as competitive and requires notice to withdraw the funds..

chris_the_bee

gt94sss2 said:

For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

It doesn't seem as competitive and requires notice to withdraw the funds..

Coventry FHS
I will open with £1 and then wait to see if their interest rate becomes competitive

Wheres_My_Cashback

gt94sss2 said:

For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

It doesn't seem as competitive and requires notice to withdraw the funds..

Pointless as EA accounts pay more and you can get a 90 day notice at 5.25% elsewhere.

It's not competitive at all with the withdrawal restriction unless you're seriously considering getting a mortgage with them.

kaMelo

gt94sss2 said:

For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

It doesn't seem as competitive and requires notice to withdraw the funds..

No, the beauty of the FHS1 is  that it essentially was an easy access account, the only restriction being limiting deposits to £1000 per month. Sadly mine matures next week.

The new one's notice requirement means its no longer an easy access account.

castle96

Wheres_My_Cashback said:

castle96 said:

Descrabled said:

Coventry FHS

I am puzzled by castle96 comment that FHS has matured as mine doesn't mature for over another year as it's a 3 year regular saver.

opened 21/9/21 (they say), but only£21K IN IT INCL INT) SO i MUST HAVE MISSED SOME PAYMENTS. but i CANT GET THE MONEY OUT AS SITE SEEMS still TO BE DOWN. aM TYYING AGAIN NOW (PHONING)

Android app working for me with new ability to apply via the app.

FHS 1 became uncompetitive for a short time before the big jump from 2.95% to 5%. Maybe you withdrew or didn't fund in that period?

Didnt work with Edge but did with Crome !

Aidanmc

Re the YBS Loyalty RS which is about to mature, opened on 27 Sept 23.

Will the maturity date be 27 Sept (Friday) and then funds available to withdraw on 30th?

Sarahspangles

Aidanmc said:

Re the YBS Loyalty RS which is about to mature, opened on 27 Sept 23.

Will the maturity date be 27 Sept (Friday) and then funds available to withdraw on 30th?

Mine matured today. The interest was actually deposited yesterday. I closed it yesterday but a day’s interest was deducted. OH recently closed his on the date it matured and there was no deduction.