Regular Savings Accounts: The Best Currently Available List!

AndyTh_2

DJDools said:

Oh dear

I attempted to 'renew' my BoS month saver using the technique below BUT...

Descrabled said:

The technique used is:

1 Empty the regular saver. 

2 Renew account to annother type of saver. 

3 Bank adds accrued interest.

4 Remove interest and close account. 

5 Bank provides closing statement. 

6 Open new regular saver if and when required. 

I got as far as empty the regular saver, and clicked on the 'renew account' to the right of said saver and got this screen — any idea what went wrong?

I daren't close the account, as I seem to remember BoS don't allow you to open another MS within 12 months (this one had a fair number of months left and I was hoping to fix in the rate to go well into next year).

Halifax/BOS/Lloyds online functionality is regularly temporarily buggy, sometimes even a logout and login again resolves it, you could try to renew again, rather than close.

step 1 is unnecessary though, you can renew it with the money in, and since it'll be getting interest may as well do the transfer in one transaction after renewal.

wiseonesomeofthetime

Opened and funded mine last night, as an existing customer, within minutes and zero hassle.

Descrabled

BOS

The work around no longer works for the BOS regular saver. It still worked in April for Lloyds, club Lloyds, and Halifax.

I now only use Club Lloyds as all my regular savers are 6% interest or more.

veggieblob

Descrabled said:

BOS

The work around no longer works for the BOS regular saver. It still worked in April for Lloyds, club Lloyds, and Halifax.

I now only use Club Lloyds as all my regular savers are 6% interest or more.

It worked for Halifax on 11th June.

flaneurs_lobster

veggieblob said:

Descrabled said:

BOS

The work around no longer works for the BOS regular saver. It still worked in April for Lloyds, club Lloyds, and Halifax.

I now only use Club Lloyds as all my regular savers are 6% interest or more.

It worked for Halifax on 11th June.

Club Lloyds RS renewed/reopened OK 07/06.

ColdIron

Descrabled said:

BOS

The work around no longer works for the BOS regular saver. It still worked in April for Lloyds, club Lloyds, and Halifax.

I now only use Club Lloyds as all my regular savers are 6% interest or more.

In what way did it not work?

Was there no renew option?

Did it not renew into the right type of account?

Were you unable to open a new RS?

Other?

allegro120

veggieblob said:

Descrabled said:

BOS

The work around no longer works for the BOS regular saver. It still worked in April for Lloyds, club Lloyds, and Halifax.

I now only use Club Lloyds as all my regular savers are 6% interest or more.

It worked for Halifax on 11th June.

Halifax has never had 12 month rule, you can open and close Halifax RS every day if you like.

WillPS

DJDools said:

Oh dear

I attempted to 'renew' my BoS month saver using the technique below BUT...

Descrabled said:

The technique used is:

1 Empty the regular saver. 

2 Renew account to annother type of saver. 

3 Bank adds accrued interest.

4 Remove interest and close account. 

5 Bank provides closing statement. 

6 Open new regular saver if and when required. 

I got as far as empty the regular saver, and clicked on the 'renew account' to the right of said saver and got this screen — any idea what went wrong?

I daren't close the account, as I seem to remember BoS don't allow you to open another MS within 12 months (this one had a fair number of months left and I was hoping to fix in the rate to go well into next year).

I had similar issues trying to open some BoS accounts last week. I think there is a period after midnight when they won't go through, better to do it in daytime hours.

KneadtheDough

WillPS said:

DJDools said:

Oh dear

I attempted to 'renew' my BoS month saver using the technique below BUT...

Descrabled said:

The technique used is:

1 Empty the regular saver. 

2 Renew account to annother type of saver. 

3 Bank adds accrued interest.

4 Remove interest and close account. 

5 Bank provides closing statement. 

6 Open new regular saver if and when required. 

I got as far as empty the regular saver, and clicked on the 'renew account' to the right of said saver and got this screen — any idea what went wrong?

I daren't close the account, as I seem to remember BoS don't allow you to open another MS within 12 months (this one had a fair number of months left and I was hoping to fix in the rate to go well into next year).

I had similar issues trying to open some BoS accounts last week. I think there is a period after midnight when they won't go through, better to do it in daytime hours.

Thanks. Tried that as well as logging in and out (and again 10 times over at various intervals) and emptying caches etc... No go.

sheffieldeagle

Hi

My First Direct regular saver matured in May and I immediately opened a new one. The first payment was taken but I can't see that a standing order has been setup. I thought this was done by FD automatically. Am I missing something?