Experian Credit Report Change

M_anonymous

Hello, 

I have 4 credit cards with different banks. 
HSBC - up to date. 
Virgin - sold off to another company now. 
Barclay card - debt outstanding, now moved to their collections team. 
Halifax - debt outstanding, now moved to their collections team. 

My experian credit report was updated back end of last week and the Virgin debt does not appear on there. Will it be seen elsewhere that the debt has been handed over to a 3rd party? 

I'm just thinking because of the 3 defaults it will stain my record for the next 6 years. Thinking of mortgage applications in the next few years etc and the ability to do so. 

DCFC79

Theres 2/3 other agecnies who lenders etc report too, Maybe the Virgin debt is reported on them.

The older the debts are the less impact they have.