Multi purpose credit card - does it exist?

spendysave

Are there any credit cards that offer both 0% on purchases and no fees/interest on foreign purchases? I have a good credit score so grateful if any one has any info on whether this card actually exists! 

dave1345

Nationwide's Member Credit Card has this for new customers. Though as in the name you have to have another account with them that qualifies you as a member.

https://www.nationwide.co.uk/products/credit-cards/member-credit-card/features-and-benefits

Gerry1

"If you use your Member Credit Card for cash withdrawals overseas, you’ll be charged interest at cash rates PLUS a fee of 2.5%, with a minimum charge of £3."

2e0arr

spendysave have a look on the money saving expert website amd see which credit cards they suggest have you visited it yet ?

Malkytheheed

Sorry but the UK has pretty much the worst credit card offerings in the world now.

callum9999

Malkytheheed said:

Sorry but the UK has pretty much the worst credit card offerings in the world now.

No it categorically does not...

Have you ever looked at credit cards abroad? Apart from living up to the "miserable Brit" stereotype, I have no idea why so many Brits are eager to declare we're the worst in the world at XYZ while having no clue what it's actually like elsewhere. 

A small handful of countries have much better cards (the US standing out). Most do not. The fact that we get free current accounts is also rather unusual - you have to pay monthly fees for them in a huge number of countries.

[Deleted User]

spendysave said:

Are there any credit cards that offer both 0% on purchases and no fees/interest on foreign purchases? I have a good credit score so grateful if any one has any info on whether this card actually exists! 

My wife has one that's called Mr. Sleazy.
If she runs low on her personal account funds, he is called upon to offer an interest free credit line until her next payday. Mr. Sleazy also provides timely advice on budgeting, but is not currently accepting new clients. Sorry. 

virgo17

Malkytheheed said:

Sorry but the UK has pretty much the worst credit card offerings in the world now.

Try owning a property in Spain and exposing yourself to the delights of the Spanish banking system and their cards. You will think differently then.

Moneyminded

Santander zero credit card is currently 0% interest on purchases for 12 months and doesn't charge for spending abroad, might be worth a look

Louoffofsparkle

I have a virgin money card that’s fee free abroad and has a 0% purchase deal on it.

afis1904

virgo17 said:

Malkytheheed said:

Sorry but the UK has pretty much the worst credit card offerings in the world now.

Try owning a property in Spain and exposing yourself to the delights of the Spanish banking system and their cards. You will think differently then.

Or Germany where if you want free banking you need to be with a bank that has no branches.