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Ulster Bank Account Switching Service- Poor!
StevieandSonya
Posts: 14 Forumite
Transfered my main bank account from HSBC to Ulster Bank in November 2019, to take advantage of their then offer of a fee of £150, if the account was still open in February. This is the third time I've used a switching service and the first one I've had issues with.
Found that UB had not informed 2 of my credit payees of my bank change, meaning that 2 credits that I was due where not being paid into my new account. Phoned and complained and their customer service basically said `Sorry. there's nothing we can do`. Obviously took it higher and eventually they said it was down to the creditors, as UB had informed them of the bank change. Ulster bank gave me a £30 payment for my trouble. I then had to write to the creders and send new nominated bank account details to them myself. I`ve now received the free £150.
Found Ulster bank to be the worst bank I've had an account with for 30 years. EG I tried to transfer money from them into another banks savings account and you would have thought I was trying to steal it! Having security in place is fine but they are so OTT in this bank it was unreal. Also found I wasn't receiving paper bank accounts because they didn't have my correct address in their records. Useless!
Just wanted to check- when can I switch away from Ulster bank? Cant see it on any of the paperwork I received when I switched and dont even remember it being mentioned during the course of the procedure?
Found that UB had not informed 2 of my credit payees of my bank change, meaning that 2 credits that I was due where not being paid into my new account. Phoned and complained and their customer service basically said `Sorry. there's nothing we can do`. Obviously took it higher and eventually they said it was down to the creditors, as UB had informed them of the bank change. Ulster bank gave me a £30 payment for my trouble. I then had to write to the creders and send new nominated bank account details to them myself. I`ve now received the free £150.
Found Ulster bank to be the worst bank I've had an account with for 30 years. EG I tried to transfer money from them into another banks savings account and you would have thought I was trying to steal it! Having security in place is fine but they are so OTT in this bank it was unreal. Also found I wasn't receiving paper bank accounts because they didn't have my correct address in their records. Useless!
Just wanted to check- when can I switch away from Ulster bank? Cant see it on any of the paperwork I received when I switched and dont even remember it being mentioned during the course of the procedure?
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Comments
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Even if they had not notified the companies? HSBC would have forwarded the money to the new account. This is in place v ia the CASS for at least 36 months.Life in the slow lane0
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Never use your main account for switch offers, use a 'donor' account, and you won't have such problems...0
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Those of us who don't open accounts just for the switching bonus need to switch our main account if we are simply moving our day-to-day banking to a new provider. Don't assume we're all on the free-money gravy train.tryin said:Never use your main account for switch offers, use a 'donor' account, and you won't have such problems...
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