How much money left over per month?

ratechaser

Mrs RC always says we have nothing left at the end of the month. She's a darn good family accountant but I think she's telling me porkies 'for my own good'  

SweetPotatoPie

Thanks folks. This includes my mortgage. The only thing that the 50% does not cover is food shopping and diesel. 

I have tried the Aldi/Lidl shop but I find that I can’t get everything in there. I then nip to Asda for my “bits” such as cereal, washing powder and then find that I spend a lot in there. 

I have tried online this week, think that’s the way forward. Stops me from slinging things in the trolley x 

Tooskint

Washing powder and coffee at lidl really good and saves loads.  Also buy frozen casserole veg and make up batches of soup for freezer.  Frozen stirfry veg also good and keep noodles, rice, pasta, tuna, pasta sauce and rice as staples to make meals.

coachman12

SweetPotatoPie said:

Thanks folks. This includes my mortgage. The only thing that the 50% does not cover is food shopping and diesel. 

I have tried the Aldi/Lidl shop but I find that I can’t get everything in there. I then nip to Asda for my “bits” such as cereal, washing powder and then find that I spend a lot in there. 

I have tried online this week, think that’s the way forward. Stops me from slinging things in the trolley x 

I still think you are doing well SweetPotato. Many would envy you. A bit extra on the food shopping can't do any harm -----life's all about having the things you want so long as it is not something you can't afford. And you don't seem to be in the danger zone at all. And I bet you put some money aside every or most months as savings. Thx for the interesting thread.

John_

Percentage means little. If you are taking home £20,000 per month then spending 50% on mortgage and bills is fine. If you are taking home £1,000 then possibly less so.

Rural_Life

65% of my wage (approx) goes on bills and this includes food but not petrol. This also includes the OP on my mortgage, if I were to take out the OP it would be roughly 50% of my income on bills. I could reduce this figure if I meal planned better and didn't spend on a whim (doesn't happen often) but I like my current balance between spending on bills, saving and enjoying life/treats. 

louby40

Food shops- The thing that helps use to keep food costs down is to do a weekly meal plan. Every Thursday we look what's in the fridge/freezer and base our meals around that. There are 3 of us, 2 adults and a 17yr old lad. We spend £40-50 in Aldi with a £5-10 additional/ top up shop in Morrisons. We buy all our cleaning stuff from Aldi. I also try and have NSD (no spend days) so I refuse to buy anything on those days. Last month I managed 16 NSD, it's like a bit of a challenge very month.
Some weeks we decide to eat stuff out of the freezer and end up with 3 different meals!

SweetPotatoPie

John_ said:

Percentage means little. If you are taking home £20,000 per month then spending 50% on mortgage and bills is fine. If you are taking home £1,000 then possibly less so.

If I was taking home 20,000 a month then I don’t think I’d be interested in this forum 😂

onwards&upwards

SweetPotatoPie said:

fozz010 said:

90 a week seems excessive for just you and your daughter per week.

We have three in our house, myself, partner and daughter and we spend £45 a week

I know it’s ridiculous. I have tried to reduce it but I can never seem to do it. 

Meal plan meal plan meal plan.

CRISPIANNE3

We do not really check on how much. I know we never go short. and are able to save about £800 a month. We shop at lidl and Marks and Spencer.