Not enough in Emergency Fund!

kangoora

I just don't see lack of a dishwasher or dryer as an emergency, you don't say what the 3rd item is so I presume you replaced/fixed it already? We've  only ever bought the cheapest dryers and in 30 years probably only had 3 (maybe 4), maybe we've been lucky-ish. At less than £200 each it works out around roughly £20 - £30 per year to buy them (not counting electric cost).

An alternative place to buy but taking a chance a little (as no come-back if broken) is a GENERAL SALE auction if you have access to a vehicle big enough to transport them. You can pick up white goods for circa £50 in my local auction and typically they will be from an estate/death sale so likely to work (but not guaranteed).

Sharon87

Baileys_Babe said:

Sharon87 could you sell the dryer and use the space and put the money towards a dw.

We have a dw and it is a priority for us. We have never had nor have we wished for a dryer, even when we were a 7 person household, including 2 in washable nappies. We've always used the line when the weather cooperates or an airer and a dehumidifier to stop the house getting damp also speeds up the drying time.

Would love to, but the dryer's in a place where there's no water pipe access. Would need permission from my landlady to do any works like that! My sister used washable nappies for my niece, and a dryer was essential for them, I guess everyone's different! She had an outside and inside clothes airer as well though.

Indout96

My sister used washable nappies for my niece, and a dryer was essential for them, 

Makes you wonder how our children managed to stay alive back in the late 70's early 80's without all these essential items

dan958

There was a dishwasher already in my place when I moved in, but I never use it (only do an empty cycle every now and again to keep it clean). I would much rather get rid of it for extra cupboard space.
I have a washing machine/ dryer combo, but I hang dry majority of my items. 

MasterG83

I wouldnt be starting your debt steps until you have £1000 in your emergency fund as per the Dave Ramsey baby Steps

MasterG83

I also dont have a Tumble Dryer, never have, I spin my clothes and then dry on an airer in my kitchen which is warm. Must have saved a fortune in electric over my 30 + years living in my own home ;-)

Sharon87

Indout96 said:

My sister used washable nappies for my niece, and a dryer was essential for them, 

Makes you wonder how our children managed to stay alive back in the late 70's early 80's without all these essential items

That's because rent/mortgrages was cheaper and only needed one income to sustain a family. Both of them work, my sister part time at the minute, so these items are essential now. If she wasn't working I'm sure they wouldn't be essential.

Indout96

Sharon87 said:

Indout96 said:

My sister used washable nappies for my niece, and a dryer was essential for them, 

Makes you wonder how our children managed to stay alive back in the late 70's early 80's without all these essential items

That's because rent/mortgrages was cheaper and only needed one income to sustain a family. Both of them work, my sister part time at the minute, so these items are essential now. If she wasn't working I'm sure they wouldn't be essential.

I think you seem to be getting the 80's mixed up with the 50's both of us worked full time 1 full time days and 1 full time nights as there was no money for childcare, nappys were washed in the evening and dried overnight on a drying creel (Amazon still sell them)
what we didn't have in those days were 2 cars / meals out / holidays abroad which all seem to be essentials these days.

Sharon87

Indout96 said:

Sharon87 said:

Indout96 said:

My sister used washable nappies for my niece, and a dryer was essential for them, 

Makes you wonder how our children managed to stay alive back in the late 70's early 80's without all these essential items

That's because rent/mortgrages was cheaper and only needed one income to sustain a family. Both of them work, my sister part time at the minute, so these items are essential now. If she wasn't working I'm sure they wouldn't be essential.

I think you seem to be getting the 80's mixed up with the 50's both of us worked full time 1 full time days and 1 full time nights as there was no money for childcare, nappys were washed in the evening and dried overnight on a drying creel (Amazon still sell them)
what we didn't have in those days were 2 cars / meals out / holidays abroad which all seem to be essentials these days.

Rents were definitely cheaper in the 80s and 90s though, heck it was cheaper 10 years ago in terms of real money. Yes in the 50's it was even cheaper though. And not everyone has 2 cars, eats out often or go on holidays abroad. My sister prefers UK holidays - she doesn't want to take a toddler on a plane! But these days everyone is time poor - probably technology is partly to blame - phones, tablets, TVs.etc I don't know anyone who has all of what you say! It's either one or the other of cars/holidays.etc

liselle

So sorry to hear of the white goods all going at once.
Once you’re sorted, I would strongly recommend insurance ; it’s so worth it.

Very best wishes, Liselle