Title deed plans are wrong

davidmcn

noom84 said:

We’ve been told by the solicitors that the issue is the land now appears to make up the garden therefore would’ve been included in the lenders valuation.

One common sense solution would be for the lender to go back to their valuer and ask "if the 3 ft at the bottom of the garden was lost, would that affect the value?". And the valuer would probably shrug and say "no, not really".

markin

Just put up a string wire, job done. But it you have the time to do it just get it done.

notrouble

The developer owns it. They bought the entire plot including the footpath in the 1980s before registration was compulsory, hence unregistered, yes?

The error was more likely to be the developer's fault submitting an erroneous Plan to the LR which excluded the path. Not the LR's fault. So the path remained in the developer's (unregistered) ownership.

You could approach them to have the land transferred to you, but that would probably take as long as adverse possession.....

davidmcn

notrouble said:

You could approach them to have the land transferred to you, but that would probably take as long as adverse possession.....

Also bear in mind (before you do too much research) that the insurance option is based on you letting sleeping dogs lie, and the insurers won't cover you if you've already approached whoever the owner is.