Amazon Household

Valarian

I recently looked at joining Amazon Household to share Amazon Prime benefits with another adult. In order to join up, both oarties need to agree to make their credit/debit cards as registered on Amazon available to the other party, who would then be able to add them to their own accounts and use them for making payments.

Unless the cards registered to both Amazon accounts are jointly held, surely this contravenes the rtems and conditions of the card ? It also appears to leave vulnerable people open to financial abuse.

born_again

Why, plenty of people use the same card on different family accounts. Given it is a FAMILY benefit, not sure where vulnerable people fall in here.
The problem is when a 3rd party uses your card.
I have Amazon Family with my daughter. 
All you do is each make your own card the default for purchases. If she used mine, then she knows that AF will end and I will want the money back.

DCFC79

Valarian said:

I recently looked at joining Amazon Household to share Amazon Prime benefits with another adult. In order to join up, both oarties need to agree to make their credit/debit cards as registered on Amazon available to the other party, who would then be able to add them to their own accounts and use them for making payments.

Unless the cards registered to both Amazon accounts are jointly held, surely this contravenes the rtems and conditions of the card ? It also appears to leave vulnerable people open to financial abuse.

Are you or the other adult vulnerable ?
If not why mention it.
 Maybe it's not a service for vulnerable people but I would hope they had power of attorney in place to prevent abuse of the card.
If you trust said person not to use your card on purpose then yes it's a service for you if not then consider it.

Valarian

As it happens, the other adult is vulnerable, and POA is in place.

I can't be with my family member at all times, and if I were to go down the Household route, my payment details could be available to 'friends' who might access his phone. 

There are other situations: partners might reasonably want to share books, videos etc without giving each other such free access to theiraccounts.  Also, what about two non-related adults simply sharing a flat or house ?

I accept that in these cases, people have the choice not to use Amazon Household, but not everyone will realise that they are putting their bank accounts at risk.

Valarian

By the way, it is merketed as a household benefit rather than a family benefit

Willing2Learn

Financial abuse is an aspect of ‘coercive control’ – a pattern of controlling, threatening and degrading behaviour that restricts a victims’ freedom.  Just going from the information in this thread, the Amazon Household scheme has the potential to expose vulnerable people to an increased risk of becoming a victim of financial abuse.

Valarian

Willing2Learn said:

Financial abuse is an aspect of ‘coercive control’ – a pattern of controlling, threatening and degrading behaviour that restricts a victims’ freedom.  Just going from the information in this thread, the Amazon Household scheme has the potential to expose vulnerable people to an increased risk of becoming a victim of financial abuse.

Exactly. And the victim will end up with the debt on the card in their own name. Admittedly, they might have been 'encouraged' to share the card details anyway, but this makes it much easier.

I can se why Amazon has gone down this route, but there are other ways of achieving the same end - eg limiting the number of  permitted devices for video download

northwalesd

Looking at the household settings, if person2 wants to use the payment method (card) of person1, then person1 has to authorize allowed use of that payment method. My partner and I share my Prime benefits, I don't see his payment  methods and he doesn't see mine.

So you can do it, but you definitely don't have to.

dr_adidas01

Like northwalesd I share my Amazon prime with my Partner, I don't see my partners payment methods and they don't see mine.

Shakin_Steve

We have amazon prime. The amazon account is in the name of Mrs xxxxxxxx and Mr xxxxxxxx. There is only one credit card attached to the account, my wifes, so I use her card every time I order something.