Car insurance fee to add temporary driver

LondonGirlie

Last year I was with Direct Line but my renewal is almost double the cost. The advantage of DL is that they don't charge fees to make changes, I add my son as a temporary driver when he is home from uni, maybe 2 or 3 times a year. I can get like for like cover for half the DL price on various comparison sites but does anyone know if any other insurers offer no fee (or a reasonable fee) to add/remove temporary drivers please? It may be that I am better off sticking with DL if I have high fees to pay to add/remove my son occasionally. Thank you

TELLIT01

Some do and some don't.  You will need to check the individual policy details.  Even if there is a charge I very much doubt it will equal 50% of DL insurance charge.

eddddy

Assuming your son is a young and/or inexperienced driver, another thing to check is whether an insurer will allow younger people (i.e. under 21 and/or under 25) to be added as temporary named drivers - some do and some don't.

FWIW, a good indication might be to do 'dummy' quotes on comparison sites adding your son as a permanent named driver - you might see some insurers dropping off the list, because they won't insure young named drivers. That probably suggests that they won't insure them as temporary named drivers either.

LondonGirlie

TELLIT01 said:

Some do and some don't.  You will need to check the individual policy details.  Even if there is a charge I very much doubt it will equal 50% of DL insurance charge.

Thank you for your reply, I will go through all the polices but I just wondered if anyone knew off hand which (if any) don't charge like DL?

LondonGirlie

eddddy said:

Assuming your son is a young and/or inexperienced driver, another thing to check is whether an insurer will allow younger people (i.e. under 21 and/or under 25) to be added as temporary named drivers - some do and some don't.

FWIW, a good indication might be to do 'dummy' quotes on comparison sites adding your son as a permanent named driver - you might see some insurers dropping off the list, because they won't insure young named drivers. That probably suggests that they won't insure them as temporary named drivers either.

Thank you, that's a good point to consider