Credit Card - Car Finance PCP

Hamiltonc

Are you able to pay the final payment of PCP on a credit card? If I pretend to make an optional payment it appears that a credit card would work. 

[Deleted User]

Generally not, but check with the lender.

Also be aware that it may be processed as cash.

TadleyBaggie

I had PCP with RCI Finance (Renault and Nissan) and they only accepted bank transfers to pay off the balloon, even debit cards were not supported.

Alexd52

Hamiltonc said:

Are you able to pay the final payment of PCP on a credit card? If I pretend to make an optional payment it appears that a credit card would work. 

The way to do it would be to use a 0% money transfer card, put the money into your account and then settle the balloon payment from there

Hamiltonc

Alexd52 said:

Hamiltonc said:

Are you able to pay the final payment of PCP on a credit card? If I pretend to make an optional payment it appears that a credit card would work. 

The way to do it would be to use a 0% money transfer card, put the money into your account and then settle the balloon payment from there

How do you know how much you can get on a money transfer in terms of limit without submitting application and affecting score?
Online it accepted £1 on credit card so it may well do but of course in future this may not be possible.
Once you have the money Transfer when the 0 percent is nearing end I assume you can balance transfer that?
Another option would be a lowest possible interest loan if that is the last and only solution.