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Expatriate Travel Insurance - Advice Required

My son has been living in the UAE for nearly 2 years and requires an annual worldwide travel insurance policy which will cover his twice yearly flights home to the UK and for holidays he may book whilst living in the UAE and for trips in the UAE.  Most policies require trips to start and finish in the UK and enquiries made with companies who offer Backpacker type policies require him to have been a permanent resident in the UK for at least 6 months before taking up the cover.  He requires a policy that will offer him annual cover in addition to a good level of winter sport cover as well as some sporting activity cover (possibly bungee jumping, elephant rides, canoeing etc).  I've spent hours on chat forums etc without much luck.  Which company can you recommend? Thanks

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