We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
ISA and saving accounts
fjennings
Posts: 1 Newbie
Excuse me if this has been answered after 2017 (but couldn’t find any newer threads)
I want to open a fixed ISA and a savings account using the recommended ones on MSE saving site.
I want to know if these are definitely only ‘soft’ credit checks and not going to be ‘hard’ checks as I plan to mortgage next year.
I want to open a fixed ISA and a savings account using the recommended ones on MSE saving site.
I want to know if these are definitely only ‘soft’ credit checks and not going to be ‘hard’ checks as I plan to mortgage next year.
0
Comments
-
It won't matter either way.1
-
Savings accounts typically only use soft searches to verify your identity - I've never known a hard search to be undertaken for a savings account. But as above, if your plan is to get a mortgage next year, then a single hard search over a year before will not matter, since most hard searches drop off your files after a year or so anyway.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards