Work car scheme insurance

shelli1806

Hi, my husband is on a works car scheme and is possibly coming off to purchase his own car. He has their insurance and has 7+ years of not claiming.  My question is should he be entitled to a n.c.d and if not, he is named on my insurance, would he be able to claim a n.c.d. on that.  I hope I've explained myself well. 
T.i.a. Michelle. 

dacouch

Some Insurers will allow it but you must check with them first alternatively use a broker and tell them up front about it

marlot

He isn't entitled to a NCD.
But when I was in a similar position, my wife rang her insurer, and they gave me a quote which was effectively full NCD.  And they promised that as long as I stayed with them for a year I'd get a renewal letter showing full NCD.

rhino_horn

If my company car drivers want to show proof of no claims I write them letter on company headed paper stating who insured us over the last 5 years and state that the driver had no accidents or no fault claims. (Obviously only if true) this seems to keep the insurers happy. 

shelli1806

Thank you all for taking time to reply. I will contact My insurance see what they say. Thanks again.  😊😊

Car_54

If they're not helpful, shop around. It's worth consulting a local broker.