Selling or Switching onto a buy to let mortgage

ajmarg267

My partner and I had to move out of our residential home due to work commitments and we put the house on the market to sell however the property did not sell and as we were paying the mortgage plus rent on another property we couldn’t keep the property on the market for more than 3 months so we rented the property in order to cover to mortgage. We were unsure if we were going to be moving back or not so did not take out a buy to let mortgage at the time but we are now 100 percent we will not be moving back so ideally we are going to sell the property but once again in a situation where if the tenants move out and the property goes on the market we can only cover The mortgage and our outgoings for a few months so if the property does not sell again we will have to look at moving onto a buy to let interest only mortgage for a few years and then try to sell again! My main question is would we be able to get a buy to let mortgage even though we haven't lived in the property for almost 2 years? Or will they be suspicious of us having a different address to the property we are looking to mortgage?

thanks in advance for any help! 

notrouble

They might be suspicious. But the answer is to sell. That means

a) having it vacant (properties with tenants don't sell easily or quickly)

b) getting it looking as good as you can, as cheaply as you can, and

c) pricing it right. It did not sell last time as you priced it too high.

Slithery

ajmarg267 said:

...so we rented the property in order to cover to mortgage.

Did you mean you let the property? Renting is when you pay someone else.

Do you have permission from your mortgage lender?