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Insurance company won’t pay

I had a car accident in a Porsche Macan in December the Macan was written off. The claims management company agreed a sum to
compensate us but I can’t get the money out of them. We are having to get a bank loan to buy a replacement car and are overdrawn at the bank and getting into debt
Hadleigh Claims Management say the cheque is ‘so high’ that a senior manager needs to sign it. I have complained to the financial ombudsman but what else can I do?  Is my experience typical or just bad luck?
ideas welcome

rosie 

Comments

  • I don’t understand, why is a claims management company paying you? Shouldn’t it be an insurance company , either your own or the third parties.

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    No great surprise at all that a large amount needs to be signed-off internally. Why that takes more than a working day is another question.
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    If you owned the car outright with no finance secured on it then just wait until they send the cheque to you, hire a car for a few days in the meantime.

    You being overdrawn and getting into debt is not relevant to this claim...stop spending money if you dont have it.
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