Do cheque centres show the payer who the payee is? Please help! :( 16 February at 10:17PM edited 16 February at 10:27PM in Budgeting & Bank Accounts 9 replies 381 views

Ansaw

I am new to this site.
I can't seem to find anything online which answers my question: do cheque centres show the payer who the payee is? As in, when the payer i.e. me gets my bank statement, will it show the employee's name who I have paid to or will it simply show "cheque centre"?
Many thanks for any advice

colsten

Not sure what a cheque centre is but on your bank statement, you will almost certainly only see the cheque number. You need to keep a record of what cheque number has been written for what purpose.

born_again

So just what are you talking about with the cheque center?
Loan, pawn brokering or paying a cheque in?

Ansaw

@colsten thank you. Sorry, I forgot to add I am from Scotland so a cheque centre is a place where you can go to immediately receive your money as opposed to going to a bank & waiting 3 working days for your money.

Ansaw

@born_again yes, a pawn brokering service as well as a "cheque centre". Thank you.

Owain_Moneysaver

The person who issues the cheque (the drawer) will not normally see that the cheque has been cashed through a "cheque centre" unless they ask their bank for the cashed cheque (or a photo of it) which will probably show the cheque centre stamps on the back where the payee (the person who received the cheque) endorsed it over to the cheque centre.

born_again

Ansaw said:

@born_again yes, a pawn brokering service as well as a "cheque centre". Thank you.

But what are YOU wanting to do?

Ansaw

born_again said:

Ansaw said:  I want to use a cheque centre. I am trying to foresee any issues which may crop up e.g. say for example my admin employee forgets to record the cheque properly, a different employee goes to the cheque centre to cash the improperly recorded cheque. Since a cheque centre has been used my bank statement will only show the cheque number (correct me if I am wrong). In this instance would I be able to simply call my bank and ask who the cheque was paid out to?

@born_again yes, a pawn brokering service as well as a "cheque centre". Thank you.

@born_again yes, a pawn brokering service as well as a "cheque centre". Thank you.

But what are YOU wanting to do?

Ansaw

I want to use a cheque centre. I am trying to foresee any issues which may crop up e.g. say for example my admin employee forgets to record the cheque properly, a different employee goes to the cheque centre to cash the improperly recorded cheque. Since a cheque centre has been used my bank statement will only show the cheque number (correct me if I am wrong). In this instance would I be able to simply call my bank and ask who the cheque was paid out to? 

Thanks everyone for your time & knowledge.

born_again

If you are cashing a cheque. Why are you using someone like the Cheque center who cream a % off to do something you can do for free at your bank?
Your bank will only know who the payee is, if they have a copy of the cheque. 
Never used a cheque cashing service such as this, so do not know if they pass the cheque to your bank, or simply keep it themselves and just send you a bank payment. Which will not have any payee details.