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Do cheque centres show the payer who the payee is? Please help! :(

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Do cheque centres show the payer who the payee is? Please help! :(

edited 16 February at 10:27PM in Budgeting & Bank Accounts
9 replies 381 views
AnsawAnsaw Forumite
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edited 16 February at 10:27PM in Budgeting & Bank Accounts
I am new to this site.
I can't seem to find anything online which answers my question: do cheque centres show the payer who the payee is? As in, when the payer i.e. me gets my bank statement, will it show the employee's name who I have paid to or will it simply show "cheque centre"?
Many thanks for any advice :smile:

Replies

  • colstencolsten Forumite
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    Not sure what a cheque centre is but on your bank statement, you will almost certainly only see the cheque number. You need to keep a record of what cheque number has been written for what purpose.
  • born_againborn_again Forumite
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    So just what are you talking about with the cheque center?
    Loan, pawn brokering or paying a cheque in?
  • edited 16 February at 10:31PM
    AnsawAnsaw Forumite
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    edited 16 February at 10:31PM
    @colsten thank you. Sorry, I forgot to add I am from Scotland so a cheque centre is a place where you can go to immediately receive your money as opposed to going to a bank & waiting 3 working days for your money.
  • AnsawAnsaw Forumite
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    @born_again yes, a pawn brokering service as well as a "cheque centre". Thank you.
  • Owain_MoneysaverOwain_Moneysaver Forumite
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    The person who issues the cheque (the drawer) will not normally see that the cheque has been cashed through a "cheque centre" unless they ask their bank for the cashed cheque (or a photo of it) which will probably show the cheque centre stamps on the back where the payee (the person who received the cheque) endorsed it over to the cheque centre.
    A kind word lasts a minute, a skelped erse is sair for a day.
  • born_againborn_again Forumite
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    Ansaw said:
    @born_again yes, a pawn brokering service as well as a "cheque centre". Thank you.
    But what are YOU wanting to do?
  • AnsawAnsaw Forumite
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    Ansaw said:  I want to use a cheque centre. I am trying to foresee any issues which may crop up e.g. say for example my admin employee forgets to record the cheque properly, a different employee goes to the cheque centre to cash the improperly recorded cheque. Since a cheque centre has been used my bank statement will only show the cheque number (correct me if I am wrong). In this instance would I be able to simply call my bank and ask who the cheque was paid out to?
    @born_again yes, a pawn brokering service as well as a "cheque centre". Thank you.
    @born_again yes, a pawn brokering service as well as a "cheque centre". Thank you.
    But what are YOU wanting to do?

  • edited 19 February at 8:20AM
    AnsawAnsaw Forumite
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    edited 19 February at 8:20AM
    I want to use a cheque centre. I am trying to foresee any issues which may crop up e.g. say for example my admin employee forgets to record the cheque properly, a different employee goes to the cheque centre to cash the improperly recorded cheque. Since a cheque centre has been used my bank statement will only show the cheque number (correct me if I am wrong). In this instance would I be able to simply call my bank and ask who the cheque was paid out to? 

    Thanks everyone for your time & knowledge.
  • born_againborn_again Forumite
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    If you are cashing a cheque. Why are you using someone like the Cheque center who cream a % off to do something you can do for free at your bank?
    Your bank will only know who the payee is, if they have a copy of the cheque. 
    Never used a cheque cashing service such as this, so do not know if they pass the cheque to your bank, or simply keep it themselves and just send you a bank payment. Which will not have any payee details.
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