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Link Finance

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Hi
I have received a letter from Link Finance saying I owe money on a Barclaycard...they now have the debt.In 2012 I agreed to pay them £1 a month (through Stepchange)which I have continued to do.I noticed in May 2019 payment stopped but i did not cancel it. Now they are asking for the full amount.Where do i stand on what i should pay them and because I have paid through a Stepchange agreement has that scuppered the debt being sstatute barred?

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  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 15 February 2020 at 3:58PM
    If it were me, I would submit a CCA request, to check that Link are able to provide you with the required paperwork.  While Link process the CCA request you can suspend any further payments.  You could put the money that you would have paid into a savings account, so that you are putting money aside for an eventual full and final settlement offer
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • Hi...thanks very much for the reply.
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