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Link Finance
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sar1975
Posts: 4 Newbie

in Credit cards
Hi
I have received a letter from Link Finance saying I owe money on a Barclaycard...they now have the debt.In 2012 I agreed to pay them £1 a month (through Stepchange)which I have continued to do.I noticed in May 2019 payment stopped but i did not cancel it. Now they are asking for the full amount.Where do i stand on what i should pay them and because I have paid through a Stepchange agreement has that scuppered the debt being sstatute barred?
I have received a letter from Link Finance saying I owe money on a Barclaycard...they now have the debt.In 2012 I agreed to pay them £1 a month (through Stepchange)which I have continued to do.I noticed in May 2019 payment stopped but i did not cancel it. Now they are asking for the full amount.Where do i stand on what i should pay them and because I have paid through a Stepchange agreement has that scuppered the debt being sstatute barred?
0
Comments
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If it were me, I would submit a CCA request, to check that Link are able to provide you with the required paperwork. While Link process the CCA request you can suspend any further payments. You could put the money that you would have paid into a savings account, so that you are putting money aside for an eventual full and final settlement offerI work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0 -
Hi...thanks very much for the reply.0
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