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virgin media credit reporting

kimplus8
Posts: 994 Forumite

I am still struggling to get a response from this company after posting on here a few months ago.
the short story is, I was declared bankrupt in 2017, prior to this I had 3 defaulted accounts with virgin.
I paid all 3 accounts off in full in feb 2018 as I had a DCA chasing me and without knowing any better I paid the balances in full as they were threatening to apply another 3 CCJ's after my bankruptcy date and mess my credit file up again.
All 3 accounts are still being reported to my credit file as unsettled and with negative balances.
I have sent 3 separate complaints to virgin, all sent recorded delivery and included my bankruptcy cert and proof of payment of the accounts in full,as advised on here, they signed for the letters. I asked that they rectify the miss-reporting on my credit file or better still remove it altogether.
I waited the full 2 months and didn't hear back from them, so I then complained again via resolver as advised on here. I am 5 days away from reaching the 2-month wait and I still have had no response from virgin. Not even so much as an acknowledgement.
Is this normal?
I am stunned that they haven't even acknowledged my complaints, I thought a company of this size would want to get this resolved asap?
no point to this really other than a wee rant.
I'm guessing my next step (in 5 days) is to move the complaint on to the ICO?
Thankyou x
the short story is, I was declared bankrupt in 2017, prior to this I had 3 defaulted accounts with virgin.
I paid all 3 accounts off in full in feb 2018 as I had a DCA chasing me and without knowing any better I paid the balances in full as they were threatening to apply another 3 CCJ's after my bankruptcy date and mess my credit file up again.
All 3 accounts are still being reported to my credit file as unsettled and with negative balances.
I have sent 3 separate complaints to virgin, all sent recorded delivery and included my bankruptcy cert and proof of payment of the accounts in full,as advised on here, they signed for the letters. I asked that they rectify the miss-reporting on my credit file or better still remove it altogether.
I waited the full 2 months and didn't hear back from them, so I then complained again via resolver as advised on here. I am 5 days away from reaching the 2-month wait and I still have had no response from virgin. Not even so much as an acknowledgement.
Is this normal?
I am stunned that they haven't even acknowledged my complaints, I thought a company of this size would want to get this resolved asap?
no point to this really other than a wee rant.
I'm guessing my next step (in 5 days) is to move the complaint on to the ICO?
Thankyou x
Just a single mum, working full time, bit of a nutcase, but mostly sensible, wanting to be Mortgage free by 2035 or less!
0
Comments
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Its quite shocking a large firm like Virgin couldnt get this sorted, yes the ICO is next step.1
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DCFC79 said:Its quite shocking a large firm like Virgin couldnt get this sorted, yes the ICO is next step.
I will never use a service with this company again. I was because of their terrible service that I received that I left them anyways and that caused the messups and the defaults.Just a single mum, working full time, bit of a nutcase, but mostly sensible, wanting to be Mortgage free by 2035 or less!0
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