Power of Attorney

xylophone

won't let you withdraw from the larger cashpoints in branch that give you upto £2000. 

https://www.barclays.co.uk/help/cards/using-cards/atm-limit/
No mention of £2000 above? 
And why should you need so much in cash?

BooJewels

CashMoney said:

@born_again - As a POA, Barclays won't let you withdraw from the larger cashpoints in branch that give you upto £2000. No idea why. You have to go to a counter.

I must admit, as an Attorney myself, I would think that large cash withdrawals might be a reasonable limitation any bank would place on your authority on someone else's bank account.  I have no idea if any such limitations actually exist, but I feel as though that might come under the same territory as the limitation I encountered about making payments to new payees the same day they're set up.  The two scenarios that SevenofNine and I outlined earlier perhaps illustrate why.

Keep_pedalling

CashMoney said:

@born_again - As a POA, Barclays won't let you withdraw from the larger cashpoints in branch that give you upto £2000. No idea why. You have to go to a counter.

I am not surprised, why the heck would an attorney want to draw large sums in cash?

I had no problems with Barclays when I had POA on my mother’s account with them.

CashMoney

@Keep_pedalling and @xylophone - As a multi-national, my mother now and again goes to her motherland for 3-4 weeks and requires spending money. Also she is old fashioned and likes to pay for her flight tickets in cash in person to the travel agent thus the reason to withdraw more than £2000.

Westysam

Hi, I took out a POA for my father in law, when he lost his late wife in 2016, He is not able to read or write. He still has full mental capacity, but recently I discovered that he had got married in 2017, without telling anyone. Is the POA still valid, as he now has a wife. The POA was registered in April 2016, and he got married in Jan 2017. The person he married lives abroad. 
Any advice would be helpful, as I am not sure any more. 

Westysam

CashMoney said:

Hi BooJewels, Which bank was this with? I bank with Nationwide and was thinking of switching my mother's account to them aswell. Seeing as I bank with Nationwide maybe they will treat me alot better as my mother's POA?

I use Nationwide, and have no problems at all, I just have to ID in with me, I use my Driving Licence, and have had no problems, in fact they bend over backwards to be helpful.

CashMoney

@Westysam - Probably best I move my mother's account to Nationwide then.

born_again

CashMoney said:

@born_again - As a POA, Barclays won't let you withdraw from the larger cashpoints in branch that give you upto £2000. No idea why. You have to go to a counter.

What is your daily ATM limit?
But why would you want to take out £2K cash?

BooJewels

CashMoney said:

@Westysam - Probably best I move my mother's account to Nationwide then.

I must admit, I feel some sense of discomfort in reading your posts - if your mother is well enough to travel overseas and buy airline flights and the like - whilst having a PoA might be a great assistance to her in some regards, maybe she should be making decisions of that nature for herself.  Moving accounts for your own convenience is perhaps not in the spirit of the guidance an Attorney should be working under.  Just because you can do something, doesn't mean that you should.

See this document - the Mental Capacity Act 2005 - Code of Practice - from page 119

Wellard_Mann

I'm sorry to read that the OP has had problems with Barclays and POA. My only experience with my mother's POA was entirely positive. The POA was registered within a week (perhaps the fact that I also have an account with Barclays might have smoothed that process as I was known to them) and I received a cheque book and debit card on the POA account shortly afterwards. The POA account could be operated in my online banking as a separate user. I never encountered the cash withdrawal problem, as she never had any requirement for cash of anywhere near that amount - I made the occasional withdrawal of £50 or thereabouts so she could pay visiting hairdressers, chiropodists etc. as she was physically, not mentally, incapacitated and couldn't get to an ATM.