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Contents insurance - can I have 2 policies running at the same time
Orchardos
Posts: 2 Newbie
I had contents only insurance (policy A) on our rented home. We then purchased a house and took out buildings and contents on that (Policy
whilst we still had the rental.
We've now moved into the house and end the tenancy on the rental so only need the one lot of insurance, but to cancel either policy costs £35. Moving the contents only policy (A) over to the new house is free so that's good. But taking the contents off the buildings and contents policy (Policy
actually increases the premium massively.
So the cheapest option is to keep both policies but it does mean I have 2 lots of contents insurance.
Does this invalidate either policies? Insurance companies have a tendency to wriggle out of paying out, so don't want them to say the policy is void for any reason
Any advice greatly appreciated
We've now moved into the house and end the tenancy on the rental so only need the one lot of insurance, but to cancel either policy costs £35. Moving the contents only policy (A) over to the new house is free so that's good. But taking the contents off the buildings and contents policy (Policy
So the cheapest option is to keep both policies but it does mean I have 2 lots of contents insurance.
Does this invalidate either policies? Insurance companies have a tendency to wriggle out of paying out, so don't want them to say the policy is void for any reason
Any advice greatly appreciated
0
Comments
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Cancel the single contents policy.How much is left to run on the single policy ?0
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Content insurance policies are usually linked to a specific address, so you most likely have 2 content insurance policies for 2 separate properties which is not a problem.0
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Just call the insurers and ask them whether this could be an issue, mark the date and time and agent name, just in case, they dispute the advice given later on.0
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