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CCJ automated phone call - have I missed something or is it a scam?

Makha180
Posts: 2 Newbie

This morning, I received on our landline an automated call saying along the lines of: "It has come to HMRC's attention that you have a CCJ. Press 1 to speak to an advisor".
I hung up but went into panic mode. There is nothing on either my or my partner's credit records - thanks to the Credit Club for making checking so easy - and I'm not aware of any outstanding debt.
Is this a scam or is a CCJ on its way to us?
0
Comments
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It's the usual scam that attracts the easily fooled.
Ignore them.
1 -
How on earth would HMRC know that, and why would it be an issue to them anyway ?
Judgments are granted by courts, certainly not HMRC, there is also a long process of letter tennis with court documentation before a CCJ can be granted.
If in doubt, its a S C A M !!!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
sourcrates said:there is also a long process of letter tennis with court documentation before a CCJ can be granted.1
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Most automated messages asking you to press option 1 are a scam. I would have hung up.Did you speak prior to hearing the message (for example, saying "hello")? I've found that many of these automated messages are voice activated. If I don't recognise a number I never speak until I hear someone at the other end speak. Often on a scam call the line will simply go dead.1
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Many thanks to everyone who has replied and for their good advice - will try not to panic in future! Guess this is what the scammers depend on.0
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