Vanquis card...close down ?

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Vanquis card...close down ?

9 replies 333 views
Hi all
Ive had a Vanquis credit card for about 10 years now....currently at 4K limit......never in the time I’ve had the card have I been in arrears with it...payment always made on time.....although i have paid interest on it...sometimes quite high ...
as time as moved on I have newer cards with better interest rates etc..
would I be doing myself a injustice by closing down the vanquis....by far its the longest card I’ve had....the temptation to spend on it is always there ( balance zero at moment )....would I take a hit on my credit file by doing this 


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