house purchase and electric role

peppapig14

I moved into rented accomadation 2 months and have not updated the electric role yet. yesterday I had an offer accepted on a property-will this have an impact on my credit score and affect my mortgage chances?

[Deleted User]

Explain to your broker or lender why you're not on the electoral roll  - shouldn't be an issue.

Hasbeen

As above re Electoral Roll. Plus your credit score is meaningless, only you can see it. It is your credit history that is important. Check your files free: https://www.moneysavingexpert.com/loans/check-free-credit-report/

[Deleted User]

It'll impact 'scoring' but likely isn't going to kill it, especially if you've got reasonable credit otherwise.
Worth pointing out you've only been there a few months too, so even if you had registered it still could take longer than that to update.
Depending on how much other data is on your report, the lender might want proof of identity and address, but that's more of an inconvenience than having any real impact.
Good luck with everything

AnotherJoe

Yeh, my daughter moved into a place late dec, registered early Jan and was told she'd be in on Feb.

sully1311

Electric role that gave me a chuckle.