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Re-Mortgage Land Registry Search problems
ChrisRothwell
Posts: 1 Newbie
I am currently in the process of remortgaging my house and the banks solicitor came back that there is second charge registered against our property in favour of Picture Finance Ltd. I did briefly have a Picture finance loan more than 10 years ago but repaid this within 6 months of taking it out after talking to friends and then my bank. I'm not sure why they would still have a charge still registered on my property and also since I have found out that they went into liquidation several years ago.I suppose my question is, do I need a solicitor to remove this charge? If so, then this is obviously going to cost me to do this and therefore will be feeling a little hard done by since this debt was repaid a long time ago. Thanks for listening, any advice/help would be greatly appreciated, thanks.
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Comments
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Removing the previous charges is normally part of the service by the (new) bank's solicitors. Are they telling you they're not willing to help?
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My sister has recently passed away. As you can imagine we are all devastated. My sister and her husband had only just bought a joint ownership house and the joint owners say the name now needs changing on the Land Registry presumably to just my brother-in-law's name. They also say it needs to be done by a solicitor. Can anyone confirm if this is correct please?
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