Confused - Company policy BUPA Select Category 2 - Non-underwritten - What does it mean

anybodynat

Hi. 
Last year I joined my company BUPA scheme and got the paperwork.  It says:
Scheme Name: Bupa Select Category 2
Cover option: Partnership Network
Underwriting method applied: Non-underwritten

Please can someone advise what the non-underwritten means exactly?  I searched online and with Bupa and cannot find anything so far.

I have just added my partner onto the scheme to start from next month.  My partner  broke their hand ion Nov and is still off work as there are complications.  WOuld they be able to get private treatment even though this is pre=existing?

Please advise

A_Lert

It relates to how they assess your medical history and exclude pre-existing conditions. "Non-underwritten" is the most favourable to you. However your partner might not be covered under the same terms. If your partner is covered as fully-underwritten or as moratorium, BUPA won't pay anything for the problems with her broken hand.

https://forums.moneysavingexpert.com/discussion/5653593/health-insurance-question-re-pre-existing-conditions

anybodynat

Thanks that's helpful.  I've emailed for full advice on me and what my partner's covered for.
My partner's a He btw hope that's ok   But why do you say they wouldnt be covered even though on my policy?