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credit score - few questions

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  • I have another question.. sorry!  does it really affect your score negatively the more you check your score?
  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 24 February 2020 at 2:56PM
    Typical lenders do not use your CRA 'credit score', so it does not really matter.  When you access your three credit files' it is recorded as a soft search only, so it does not negatively impact upon your credit file.  :)
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • *georgia_c said:
      does it really affect your score negatively the more you check your score?
    Not if you check them at night when everyone's asleep...  :)
  • Don't just check your "score".
    A sudden decrease in the score will alert you to something negative within.

    I caught an erroneous CCJ being put on my account this way. Obviously I would have found it looking through the whole report but the sudden 300 points drop told me something was amiss! 
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