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Double glazing indemnity insurance
geordie83
Posts: 20 Forumite
Hi all, when we bought our property last year, there was no record of the double glazing being registered with FENSA or similar, so our solicitor insisted that the sellers provide an indemnity insurance policy.
We have since found out, via an accidental breakage, that the panes which are in the lower windows in two rooms is not safety glass, which I believe is mandatory for windows less than 800mm from floor level (which these are). We have young kids, and the breaking of one of these windows into large shards could have ended very badly.
Is this something that the indemnity insurance can be used for?
Thanks,
We have since found out, via an accidental breakage, that the panes which are in the lower windows in two rooms is not safety glass, which I believe is mandatory for windows less than 800mm from floor level (which these are). We have young kids, and the breaking of one of these windows into large shards could have ended very badly.
Is this something that the indemnity insurance can be used for?
Thanks,
0
Comments
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Meant to add (but can’t edit, strangely): obviously we have replaced the broken unit with toughened glass, but there are 5 more units all well below 800mm from floor level.0
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You've got the insurance, so read what it says. But it's almost certainly just to cover the risk of building control taking enforcement action because the windows don't comply with building regulations, it doesn't cover you belatedly discovering a problem with the specification.1
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That’s what I thought. However, if the windows aren’t installed to legal specification, do they comply with building regs?
http://www.buildingconsents.com/_literature_121119/Approved_Document_N_-Glazing_Safety0 -
Very possibly not, but that doesn't mean the insurance is relevant - it's only to help you if you had a fight with the council about it. Otherwise it's your problem.That’s what I thought. However, if the windows aren’t installed to legal specification, do they comply with building regs?
http://www.buildingconsents.com/_literature_121119/Approved_Document_N_-Glazing_Safety0 -
Toughened glass is clearly marked as such.0
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